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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
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Deceased Person's Credit File


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Not deleted.

 

When a Bank receives the death certificate, the account would be noted as a deceased account. The credit record would be updated with this. Entries could then still be made, for example when any debts were settled from the estate. The credit record would stay live and anything on it would drop off after 6 years as normal.

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The credit record would stay live and anything on it would drop off after 6 years as normal.

 

The CRF would be marked or flagged as soon as they are made aware of the death, it doesn't stay 'live' UB, no point. :thumb:

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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What do they care...they're gone...

Can't effect anyone or anything now

 

Was their a reason for this enquiry other than you simply wanted to know???

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The CRF would be marked or flagged as soon as they are made aware of the death, it doesn't stay 'live' UB, no point. :thumb:

 

According to Experian, the credit file will only be deleted aftet 12 months, IF the deceased marker is correctly applied. They keep credit files open for 12 months, enough for any creditors to have access to the information and to limit risk of identity fraud.

We could do with some help from you.

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What do they care...they're gone...

Can't effect anyone or anything now

 

Was their a reason for this enquiry other than you simply wanted to know???

 

Dx

Thanks UB and BB. So, best to tell CRA's of death then?

Reason for asking is Mrs tedney died recently, and I am linked to some of her accounts. Slowly advising various organisations, but don't want to formally advise some just yet!

Thanks

t

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Thanks UB and BB. So, best to tell CRA's of death then?

Reason for asking is Mrs tedney died recently, and I am linked to some of her accounts. Slowly advising various organisations, but don't want to formally advise some just yet!

Thanks

t

 

Sorry to hear that. Yes you can advise CRA's, but it should not be necessary, as the Bank should do this as part of the process, when closing or amending accounts.

We could do with some help from you.

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aw tedney...you kept that one quiet..

 

 

there a new system in place that is sort of a one stop shop for everything like this

sure it was publicised here the other day.

Edited by Andyorch
editing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On behalf of CAG please accept our condolences Tedney.

 

You are not at liberty to inform any CRAs of death.....this is naturally updated by the creditors.As for any agreements were you are linked then just carry on payment as normal....no need to inform them either.

 

Regards

 

Andy

We could do with some help from you.

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there a new system in place that is sort of a one stop shop for everything like this

sure it was publicised here the other day.

 

There's one called 'Tell Us Once' that you are offered when you register a death, but it only advises central and local government organisations so it wouldn't help with advising CRAs.

 

https://www.gov.uk/after-a-death/organisations-you-need-to-contact-and-tell-us-once

 

Is there one that notifies other organisations? I haven't come across one.

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that's the one!!

saw it on a recent consumer program.

that's all you need to do

creditors etc don't need informing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Is there one that notifies other organisations? I haven't come across one.

there is one that can also notify, but that is re things like (subscribers) marketing etc. (bereavement register)

 

as has been posted, a bank will (should) update a cra file. as they get the formal probate/letters/death certificate.

 

condolences tedney.

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there is one that can also notify, but that is re things like (subscribers) marketing etc. (bereavement register)

 

as has been posted, a bank will (should) update a cra file. as they get the formal probate/letters/death certificate.

 

Hadn't come across it before. I can see it would be useful for an Executor, although its scope is quite limited, basically just removes the name of the deceased from junk mail lists. I wonder how effective it is? Apparently it relies on junk mailers (sorry 'direct marketing companies') checking the bereavement register themselves - the register doesn't proactively send out the details to DM companies. So presumably if they don't check it junk mail continues.

 

https://www.thebereavementregister.org.uk/

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By chance I just came across another website, the Deceased Preference Service. It does the same as the Bereavement Register for junk mail but has some extra stuff it does too, mostly optional extras.

 

http://www.deceasedpreferenceservice.co.uk/index.html

 

Sadly I had to register a death this week and one of the bits of paper the Registrar gave me was a leaflet for the Death Preference Service, with a recommendation from the County Council Registrar's dept to use it. No idea why this one rather than The Bereavement Register.

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