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capquest/restons claimform - old Littlewoods Shop Direct Debt***Claim Discontinued***


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Received letter on Wednesday from restons.

Old shop Direct account that I thought my ex was paying but it was in my name.

Have rung them but would not let me set up a monthly payment unless i give them all my employer details and a financial statement.

Just want to pay them £100 a month.

 

 

Regards

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first things first - NEVER EVER RING A DCA OR THEIR DOGS.

they ARE NOT BAILIFFS

and have

NO SUCH LEGAL POWERS.

 

also rectums have no legal right whatsoever to have your employer details nor ANY other pers financial details.

 

can I just guess you've had a few threat-o-grams and panicked.

this debt has not been anywhere near a court already has it?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Whoawhoa hold your horses!

 

If you want to pay anyone you pay Shop Direct, not some powerless DCA!

 

You can ignore Pestons arbitrary time limits.

 

When was this Cat taken out?

Have you demanded the CCA?

Have you reclaimed ALL of the penalty fees they've levied?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Is this subject to a CCJ?

Otherwise they wouldnt normally be subject to questions like that?

 

You dont have to give them any information like that at all! And they are stepping over the Mark!

However if they are going for a AOE then thats is slightly different.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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I have only received 2 letters from them.

It is not a ccj.

It's an old shop direct account from 2014.

 

I have called capquest and they said its with restons,

they cannot recall it so I have to deal with them.

 

Any advice what to do next?

 

Just wondering if anyone had a letter template that i cud use to set up a payment plan.

 

Kind regards

Strongdumplin

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Well if Capquest dont know anything with regards the debt..ignore Restons and send Capquest a section 78 request.

 

Andy

We could do with some help from you.

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They bought it from shopdirect and have sent it to restons.

When restons was not helpful I rang capquest.

 

Strongdumplin

 

Yes I gathered.....Restons are just Solicitors acting for Arrow....they are not a debt collector.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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to pdf please follow the upload

and STOP RING THE FLEECERS TOO

they ARE NOT BAILIFFS!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

its a discount letter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ha ha ha ha, silly sods...who told them they had the legal right to view something as confidential and private as Income & Expenditure??

 

They really do love emselves.....

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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why do you keep wanting to blindly pay powerless DCA's or their wolves???

 

 

when did you take this catalogue out please?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It was from Littlewoods in 2014, later that year I split up with my ex.

 

When I left she said she would pay it off, but obviously never did.

 

 

It was all in my name so that is why I believe it is down to me to pay.

 

I just didn't want to divulge my employment details with them.

 

Strongdumplin

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and you don't have too.

 

 

the sorry fate might be that as its 2014 it will be an online agreement tickbox so CCA request is poss useless.

 

 

how much?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they cant add any fees

 

 

who said this by letter or over the phone?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes same lot

you seriously need to ignore anything you are told over phone

they can say anything and you cant verify its true

they'll say ANYTHING over the phone to fleece you into paying.

that they'll never stat in writing as its BS

they are NOT BAILIFFS

and have

NO LEGAL POWERS WHATSOEVER.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi all

 

Update on what has happened over the last few weeks.

 

On the 4th Aug I got a letter from capquest, letter attached.

 

This was a response to my complaint for not accepting my offer of payment.

 

It stated that all collection activity will be suspended until we have issued our final response.

 

Then today 16th Aug I got their response they have upheld my complaint and give £75 compensation.

The letter was dated 15th Aug,Letter attached.

 

Then I opened my second and to my shock it was a CCJ claim form which is dated 11th Aug, letter attached.

 

Any help what to do now..

 

King regards

Strongdumplin

capquest_letters.pdf

CCJ_clam.pdf

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