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Provident loan/lowell


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Hi All,

 

Just posting a new claim that i have ongoing.

 

I received a letter from lowell in January this year regarding a provident loan taken out in April 2010 which defaulted in September 2011.

At the time i received the letter i did not ever recall taking out a loan from provident.

Ever since i have been getting called and letters regarding the debt.

 

A few days ago i called lowell and asked for further information,

i stated i do not recall ever taking out a loan and discussed the debt and confirmed i took the loan out at my ex' address who lives in another town, the advisor stated they could all the paperwork to prove i owe the debt.

 

After the phone call, i thought about things and i do remember taking out the loan on my ex' s address,

however i have never officially changed address, the provident loan advisor let me take out the loan.

 

Do i request lowell to provide the evidence they have at this point?

I do recall making some payments towards the debt in 2010

but i do not recall making any payments or aknowleding the debt since 2011.

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if you've received a claimform SAL33

 

 

follow the tries and tested route please

that means never ever ringing a fleecing dca..they are not bailiffs.

 

 

please complete this:

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then why did you post in the financial legal issues forum...

i'll move this to the provident forum for you.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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still no excuse to ever ring them

that makes you even more labelled as a mug as now they know the weapon to use against you to make you cough up.

 

you should know this by now....you've been through enough stuff here already to know better..

 

is this on your credit file?

was this the only loan or was their a chain?

 

what was your last payment date?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I know, i should have come on here first, they stated they would place things on hold until i confirm the debt.

 

The loan is not on my credit file, this was the only loan i took out at the time, the last payment was in 2010 but i dont remember the exact month.

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then its statute barred anyway

they are trying to spoof you into believing it runs from the defaulted date which ofcourse for a loan is BS.

 

 

pers i'd let this run.

 

 

they know your correct address through all the claims against you already so no chance of a backdoor CCJ.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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