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    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No  7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice' I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof?
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
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Can Elderbridge use an SPO granted to Firstplus in June 2008 to now evict us in 2017??


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They want to Evict me,can you help.

 

Can someone please advise what I can do to stop Elderbridge (company that purchased from Barclays, all Firstplus accounts) evicting me from my house,

 

I have received a letter today from Elderbridge stating that they are instructing their solicitors (Eversheds) to ask the court to set a date for Elderbridge to take possession of my property.

 

What I want to know is if they can do this as the original repossession order was granted to Firstplus who have gone bust (and then taken on by Barclays as they were the bank that set up Firstplus)

 

 

Last year Barclays sold my outstanding account to Elderbridge,

does that mean that they automaticity have the right to use the suspended repossession order to start eviction process?

 

If yes how do I contact the courts to stop this eviction and make payments to this new company Elderbridge.

 

Account Balance £64,809.59

 

Arrears Balance £64,722.09

 

how can Firstplus, Barclays have let my arrears get so high and charge me 7.8% intrest,

I have asked all of the above to stop charging interest but have all refused.

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yes..they can BUT its say INSTRUCTED not WILL!!

 

 

I can instruct my dog to sit

if it does is another matter!

 

 

why are you £64k in arrears!!

 

 

tell us the history please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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This will be more info than you have asked for but gives full story

 

Reason for the arrears:

 

 

 

  1. loan taken out Jan 2006
  2. wife left mid 2006, arrears started build up from Aug 2006
  3. left with son at school and daughter at collage
  4. lost job May 2007
  5. Claimed 6 month PPI, until got a low paying job
  6. managed for a while could not manage after 1st year
  7. arrears quickly built up to £10800 by 13 may 2008
  8. First-plus took me to court got repossession order that was suspended in June 2008
  9. agreed to pay additional + main payment
  10. I continued paying until I lost my job December 2008
  11. waited for the repossession order to be used never used
  12. Had some one interested in buying my house in February 2009
  13. called first-plus to ask for a settlement figure and was told that they would not agree to the sale as I was in negative equity and would not pay the loan off
  14. I then decided that if first-plus would not let me sell it I would not pay loan and force them to use the suspended repossession order, but they never used it and that is how the arrears have built up since 2009
  15. I did have a an offer for someone to buy my house in 2016 and once again went to Barclays (as by then first-plus gone) and solicitor for purchaser told him to pull out as Barclays stated that not only was the principle amount due but also £54,000 of arrears and advised that would leave me in negative equity and could not buy.
  16. Since then I have just waited for Elderbrige to get in touch so I could have my day in court and tell a judge what has happened and ask if it is legal for them to allow my arrears to become more than my principle loan amount (pig headed)

 

 

So I know face the fact that I will have to pay the outstanding amount and agree to a monthly charge of some £900.00 to stop the eviction, I was just hoping that Elderbridge had to go back to court to get another repossession order, if not I will not have my day in court and will have to start making the payments until I pop off this mortal coil

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no that's brill.

don't take my word for things though!

 

 

have you checked they are now listed on LR?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yep land registry

if the charge is not in their name

stuff all they can do IMHO

what debt m'lud??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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