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    • How does one obtain the permit? The permit team number is only open between the hours of 9am to 3pm Mon - Fri. It says on the website, To obtain an additional 2 hours, the driver must pay a tariff of £3.00 + booking fees in person at our Security Hut, is that how you get the permit also, from the security hut? What a rigmaroll that would be but maybe just another step to take to try and catch people out?
    • Anotheruser0000 bear in mind that not all Judges are equally versed in the PoFA regulations. Fortunately now most of them are but sometimes a Judge from a higher Court sits in who is well experienced  in Law but not PoFA. and so they sometimes go "offkey" because their knowledge can raise a different set of arguments and solutions. It does seem particularly unfair  when the decision is so  bad . it can also be that in some situations the motorist being a lay person is not sufficiently know ledgeable to be able to counter a Judge's decisions in a way that a barrister could.
    • The argument about the date of receipt is now dead because the PCN  does not comply with the wording  of the Protection of Freedoms Act 2012 Schedule 4.  First reason Section 9 [2] [e]  "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper—(i)to pay the unpaid parking charges;" Second Reason Section 9 [2][a] "specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;" All your PCN does is mark the time you entered and left the car park. It does not include all the myriad things you do in between-driving into the car park, looking for a parking space-perhaps a disabled space or  parent and Child place@ getting the children or disabled person out of the car then going shopping. Coming back; loading the car with shopping [, getting the children or disabled into the car, taking the trolley back to the store; driving to the exit perhaps stopping to let vehicles/pedestrians cross in front of you etc. so subtracting the driving times from before and after parking can make quite a difference from their time to the actual period parking time. So the upshot is now that only the driver is responsible for paying the PCN and the keeper is not liable at all even if the name of the driver is never known by Nexus so well done for not appealing. You obviously want to keep it that way to make it very difficult for them to win in Court if it ever goes that far. Although your question is now moot since  the same objective has been achieved by the non compliant PCN [ie no keeper liability] just  about the only way to dispute the timing of the PCN would be if one kept the envelope and there was a discernible date stamp on it that did not match the date on the PCN. There is a new Act coming out [and it cannot come quickly enough ] and one of the things required is that parking companies will have to prove the date of sending out their PCNs. We are not the only ones who sometimes doubt the veracity of their dates particularly as the later it is sent [unlawfully] the shorter the period motorists have to benefit [?] from the reduced payment. I haven't seen it on your posts but do you know how long you are permitted to park for free?
    • I was so annoyed and frustrated about the fact this case was lost it's been floating around my head all night. Dave962, are you sure that's what the Judge said? .... It doesn't make sense. Did the judge in fact dismiss the case on the grounds that the defendant did not make an appeal within 28 days? Effectively telling the PPC about the error entering the registration number and providing proof of payment at that time? To me, that's an important point.  
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Clydesdale Credit Card Account, address for serving N1?


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Hello all.

 

Here I am, still knocking around. Quick help needed, if you please?

 

I am taking Clydesdale CC to SCC, spent 25mns talking to drones, not one of them was capable of giving me the correct address fr service (!).

1 - Does anyone know where to send it?

2 - If it turns out to be HO, which is in Glasgow, am I right that I can still pursue them in England using the "out of jurisdiction" CPR rule?

 

Thanks in advance, folks.

 

B.

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HI Bookworm - Why are you taking them to court? :)

 

Long story short, I used my card in Spain for a hire car. The hire car company added their "extra" insurance without me noticing, the amount I saw going off was, I thought, what they usually "block" in case of accident to make sure you have enough funds. As the card was new, I didn't have a PIN for it, so they made me sign on a digital screen.

 

When the money didn't unblock on my account after a couple of weeks, I contacted the broker, who then advised that I had bought the extra insurance. (yeah, right)

 

I contacted Clydesdale to raise a dispute, but they would have none of it, their standard response was "you signed for it", even though I told them it had been done fraudulently, asI would never have taken the extra insurance. How can I prove this? Well, I have an annual "reduce your excess waiver" policy, which covers precisely the extortionate amount hire car companies usually try to get you to take out as "additional cover". Why on Earth would I agree to pay £250 for something I buy for £35 per year here?

 

So, instead of suing the hire car company, which is in Spain, and therefore practically immune from justice, I am going after Clydesdale, arguing breach of their fiduciary duty. They never even examined my claim of fraud, they just went with the "there's your signature, you agreed to it" attitude, despite me repeatedly pointing out to them they had a duty to at least investigate.

 

There'll also be a couple of £12 charges on top, as the £250 amount would have cleared my balance, so I didn't pay attention to the postal statements they sent me (Clydesdale doesn't do online checking for credit card customers, only if you also have a bank account with them, which is another complaint I have with them, but that's a different topic) and didn't realise I was supposed to pay something that month, so they slapped me with a late payment charge. I'm not having that kind of behaviour, thank you very much. :-p

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so they refused a section 75 too?

oppss that's not good for them if they did.

its exactly what section 75 is there for...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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