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Cabot/Nolan Oridnary Cause - old BoS Credit Card [won repone already] **WON+COSTS**


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good well you don't want them to respond

think about it...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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who was the sar too?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Was in court this week for options hearing.

 

Nolans local rep started proceedings by asking for the case to be sisted until they obtain docs under CCA request.

 

Sheriff then asked my opinion,

I stated that they had over six months to provide documentation.

 

Sheriff told the pursuers that they should have had documentation before proceeding with case...

 

Sheriff disallowed sisting of action and has allowed case to continue on the condition that Nolans provide all paperwork within three weeks otherwise case will be dismissed

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great

smart cookie

 

looking like another one will be dismissed here.

 

did he set a new court date?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

not with nolans/cabot no

there a big tide of dismissals going on...

 

I wonder why...

 

so they have 3 weeks

if they don't cough up

you ring the next day and tell the sheriffs clerk they have not sent you what the sheriff ordered at hearing dated XXXXX

 

several threads here the same

another this week was dismissed for the same reason.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...

To date Nolans have not complied with the Sheriffs stated condition of supplying info requested under CCA request.

 

Instead Nolans have substantially altered the detail including changing name of OC, account type to overdraft.

 

They have supplied

“a copy of the duly redacted Account Sale Agreement” containing 4 pages of glossary(meaning of terms Us, You etc) between BOS and Cabot Financial UK Ltd,

copy screenshot showing last payment to account allegedly made by myself which includes balance due £0,

default notice date /0,

judgement date /,

a copy of notice of assignation from BOS and

6 demand letters from Cabot all with wrong address,

no statements,

no Ts & Cs,

no copy of original agreement,,

nothing signed by myself.

 

Are these changes allowed considering a decree in absence was granted based on original averments?

 

I contacted FCA regarding account sale agreement,

they have confirmed permissions for collecting debt by Cabot Financial UK Ltd lasped 28/2/15.

FCA have asked for a copy of agreement to investigate matter further.

Any advice would be appreciated.

Edited by dx100uk
paras
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they don't know what they are doing do they..

when was your last payment on this any idea?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The last payment to account was Nov 2013.

 

The last payment to account that Nolans state was made by me was in June 15,

this payment was not made by me and was in fact refunded to me by the bank to another BoS account!!

 

Today I have received a note 22 from Nolans....

 

They are confusing the issue so I will just have to stick to the point that no CCA documents have been provided.

 

It is clear that they just hope to get their claims rubber stamped with decree issued in absence yet as soon as you challenge them they can not back up their claims

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yes 99% of the time Nolans [or the poor ole local reps they use in the local courts, cause they know the claim is speculative and will fail if defended, should be severly reprimanded by the sheriff!!]

but ofcourse as nolans never turn up..they get away with it time and again.

 

have a bleat about how much in lost wages/travel/etc] this whole debacle has cost you

the sheriff might make you an award.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Defended and won, absolvitor with expenses..

 

I actually felt very sorry for the local rep as she was left high and dry by Nolans.

 

Thank you so so much for all support, guidance and info provided on this website..

 

All Cabot cases should be challenged

 

All thats left to do now is work out expenses-anyone here any advice on that :whoo:

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well done told ya!

 

did the sheriff indicate what expenses he would allow?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Different sheriff this time, I think she said "account of expenses liable as taxed" to be honest I was so relieved at hearing the words dismissal followed by absolvitor that I lost concentration.

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well a days lost wage is £90 for a start .

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

looking good!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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