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Arrow/Shoos SPC - Old NewDay Aqua Credit Card Debt ***Claim Dismissed no DN***


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on what date did you get those additional docs....??

 

read me and understand..

https://www.consumeractiongroup.co.uk/forum/showthread.php?484300-Cabot-nolans-SPC-Claim-Old-Next-CAT-Debt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They have supplied the statements, default notice and letter of assignment now though?

so you have had 2 lots of documents?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No they originally sent them in November but they never replied to restart the case until after the 6 months when the Sherriff gave them 14. Days or it would have been dismissed

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so if we pop back to post 60 and its scan

the document in that PDF [and maybe others you didn't scan up]

as the ONLY ones you've ever had..

 

since the above you have received NO OTHERS...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I can’t get everything scanned all they have sent is the agreement which I have uploaded, lots of statements and then that notice letter which I have just uploaded. They haven’t sent anything else.

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since your post 60 upload...

whether you included ALL that you got THEN in THAT SCAN or not...

 

they have NOT sent any other documents?

 

simply question needs a simple answer....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ah at last brilliant..got there after almost 30 posts trying to get a straight answer....:lol:so as post 53 then.

 

don't forget its only a CMD NOTHING serious can happen

the only thing that MIGHT happen is the sheriff dismisses the case

he cant make a judgement against the respondent at a CMD , only against the claimant.

 

stick by your guns, the claimant has failed to supply ALL of the documents you requested in form 4a

particularly the default notice which under section 87 of the CCA is required before any enforcement can take place.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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bedtime reading

particularly regarding default notice sec 87

https://www.consumeractiongroup.co.uk/forum/showthread.php?484300-Cabot-nolans-SPC-Claim-Old-Next-CAT-Debt(2-Viewing)-nbsp&p=5119630#post5119630

 

read from post 70.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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one very last little tip

 

do NOT engage in any little chats wwith the fleecers before after or during the CMD without being directed by the sheriff specifically..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

you'd win by default..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

DX you are an absolute legend CASE DISMISSED due to them not producing the default notice.

 

However the judge did say they could open another case if this was ever found.

 

Stupidity he asked if I wanted to claim expenses and I said no.

I wasnt sure if I would need to go back to court to do this how much could I have claimed?

 

Also I assume it’s to late to reply for expenses?

 

Here’s hoping the default notice is never found so they don’t open a new case

Edited by dx100uk
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well done you could have gotten +£100 out of 'em.

 

ring the sherrif clerk and ask say you were so pleased with winning you forgot to ask.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well done ..thread title amended.

 

 

Andy

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I’m not to worried about the expenses just glad I got it dismissed which I could never have done without your excellent advice. Just keep my fingers crossed I never hear from them again. I don’t think I could ask for expenses again as when I said no he said case dismissed without expenses. It was just after I though I should have said yes as it would have cost arrow more money.

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So post 73?

Or a donation please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

:yo::yo:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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