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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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    • We have finally managed to obtain the transcript of this case.

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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Help with Scott & Co.


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Hi,

 

New to this ,,,

 

 

just written a heartfelt letter to Scott & Co and could do with advice.

Not going to bore you just going to post the letter.

Any suggestion would be welcome

 

Scott & Co

9 Meville Crescent

Edinburgh EH3 7LZ

 

With reference to the above account

I regret to inform you that I am greatly disappointed to receive a letter that states that an arrest has been made of funds.

 

 

I am not sure why I have received this as the last correspondence from you was an invoice I had requested so I could know what my balance was.

 

 

Also you have advised me that the balance dated 23/05/2017 was £318.40 and now the balance seems to be increased to £390.80.

 

I have made a lot to payments to yourselves

through no fault of my own other than to get married.

 

 

Previously due to the pending divorce,

I had to pay arears of council tax and as I was struggling,

rather than agree a payment for a few months,

you sent a letter to my employer and thus as a financial adviser I felt pressurised to give in my notice.

 

 

I was unemployed for 11 months till I could get a junior role to build up to go back to being a Financial Adviser.

 

 

I live alone barely manage to pay my bills,

use a food bank

yet I have maintained payments to yourselves.

 

 

I called to advise you about my fines as I was not in the car and have also acknowledged that fact that I will pay as the car is registered to me.

 

Wish to take the opportunity to advise you that due to any error at your end with regards to an arrestment of my funds will result in my resignation as the offer I have been given to restart my career as an IFA will be withdrawn and the conditions I was employed under would not be valid not to add the embarrassment of having to explain myself to HR for a second time.

 

I just want to pay you off and finally start my career after almost 2 years.

Please could you advise me as a matter of urgency why this has happened and if the arrestment order has been sent.

 

 

I am happy to reinstate a direct debit but to pay towards to £318.40 and will not pay the additional £72.40. Please do not ruin my career again is my request to you.

 

I do not have a mobile as cannot afford one,

not allowed to make calls at the call centre I am working from 9 so have to leave at 7.22am and leave work and get home at 6.30pm onwards.

 

 

I cannot take time off work at such short notice but hope this letter gets to you in time.

 

I look forward to your response.

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Hello and welcome Rkaur77,

 

I have started a new thread for you in the dealing with debt in Scotland forum.

 

I'm afraid Scott & Co will not care what you write in your letter, is this arrears of Council Tax or some other fine.

 

 

Regards,

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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hows this going

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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