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    • I hope Lord Frost is OK. Islamists and the woke Left are uniting to topple the West ARCHIVE.PH archived 18 Apr 2024 19:12:37 UTC  
    • Ok you are in the clear. The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 for two reasons. The first is that in Section 9 [2][e]  says the PCN must "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges ". It does not say that even though it continues correctly with blurb about the driver. The other fault is that there is no parking period mentioned. Their ANPR cameras do show your arrival and departure times but as that at the very least includes driving from the entrance to the parking space then later leaving the parking space and driving to the exit. It also doesn't allow for finding a parking spot: manoeuvering into it avoiding parking on the lines: possibly having to stop to allow pedestrians/other cars to pass in front of you; returning the trolley after finishing shopping; loading children disabled people in and out of the car, etc etc.  All of that could easily add five, ten or even 15 minutes to your time which the ANPR cameras cannot take into account. So even if it was only two hours free time you could  still have been within the  time since there is a MINIMUM of 15 minutes Grace period when you leave the car park. However as they cannot even manage to get their PCN to comply with the Act you as keeper cannot be pursued. Only the driver is now liable and they do not know who was driving as you have not appealed and perhaps unwittingly given away who was driving. So you do not owe them a penny. No need to appeal. Let them waste their money pursuing you . 
    • If Labour are elected I hope they go after everyone who made huge amounts of money out of this, by loading the company with debt. The sad thing is that some pension schemes, including the universities one, USS, will lose money along with customers.
    • What's the reason for not wanting a smart meter? Personally I'm saving a pile on a tariff only available with one. Today electricity is 17.17p/kWh. If the meter is truly past its certification date the supplier is obliged to replace it. If you refuse to allow this then eventually they'll get warrant and do so by force. Certified life varies between models and generations, some only 10 or 15 years, some older types as long as 40 years or maybe even more. Your meter should have its certified start date marked somewhere so if you doubt the supplier you can look up the certified life and cross check.
    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help with Scott & Co.


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Hi,

 

New to this ,,,

 

 

just written a heartfelt letter to Scott & Co and could do with advice.

Not going to bore you just going to post the letter.

Any suggestion would be welcome

 

Scott & Co

9 Meville Crescent

Edinburgh EH3 7LZ

 

With reference to the above account

I regret to inform you that I am greatly disappointed to receive a letter that states that an arrest has been made of funds.

 

 

I am not sure why I have received this as the last correspondence from you was an invoice I had requested so I could know what my balance was.

 

 

Also you have advised me that the balance dated 23/05/2017 was £318.40 and now the balance seems to be increased to £390.80.

 

I have made a lot to payments to yourselves

through no fault of my own other than to get married.

 

 

Previously due to the pending divorce,

I had to pay arears of council tax and as I was struggling,

rather than agree a payment for a few months,

you sent a letter to my employer and thus as a financial adviser I felt pressurised to give in my notice.

 

 

I was unemployed for 11 months till I could get a junior role to build up to go back to being a Financial Adviser.

 

 

I live alone barely manage to pay my bills,

use a food bank

yet I have maintained payments to yourselves.

 

 

I called to advise you about my fines as I was not in the car and have also acknowledged that fact that I will pay as the car is registered to me.

 

Wish to take the opportunity to advise you that due to any error at your end with regards to an arrestment of my funds will result in my resignation as the offer I have been given to restart my career as an IFA will be withdrawn and the conditions I was employed under would not be valid not to add the embarrassment of having to explain myself to HR for a second time.

 

I just want to pay you off and finally start my career after almost 2 years.

Please could you advise me as a matter of urgency why this has happened and if the arrestment order has been sent.

 

 

I am happy to reinstate a direct debit but to pay towards to £318.40 and will not pay the additional £72.40. Please do not ruin my career again is my request to you.

 

I do not have a mobile as cannot afford one,

not allowed to make calls at the call centre I am working from 9 so have to leave at 7.22am and leave work and get home at 6.30pm onwards.

 

 

I cannot take time off work at such short notice but hope this letter gets to you in time.

 

I look forward to your response.

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Hello and welcome Rkaur77,

 

I have started a new thread for you in the dealing with debt in Scotland forum.

 

I'm afraid Scott & Co will not care what you write in your letter, is this arrears of Council Tax or some other fine.

 

 

Regards,

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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hows this going

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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