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    • Dear Sir/Madam, TFL case number: **** I would like to thank TFL for providing me the opportunity to explain my behaviour. I realised the stupidity of what I have done and wish to seek a resolution to this matter. I have no valid excuse for this action and I am extremely sorry and deeply regret my action. I hope you will accept my sincere apologies. Nothing can justify my action. I am aware that TFL are only able to operate if everyone pays their fare correctly and I feel so guilty about attempting to breach public trust. This has caused me sleepness nights and raised my anxieties. I have history of anxiety. This has been a hard lesson learnt. I have never been in trouble with the law in the past and I ensure that I won’t be in the future. I am and will be using my oyster card (PAYG). I would like to humbly appeal to TFL to allow me to settle this matter out of court and avoid going to prosecution given the adverse consequences it can have on me and my family. I am very concerned that prosecution for the first time and I would like to make restitution for my action. Having a criminal offense on my record will have detrimental consequences on me. I have always been a law abiding person and have no previous offences. I would really appreciate if I can be given the opportunity to pay for any unpaid fares plus any charges and/or administrative cost which have been incurred by TFL due to this incident. I am sincerely remorseful and ashamed of myself, and I fully appreciate the severity and stupidity of my transgressions. Again, I would like to offer my sincerest apologies. Yours Faithfully, My Name
    • the date is 19/04/24, so i have until 29/4/24 to reply? Yes, i will send my draft of my begging letter   
    • use the webform if it allows you to attach your evidential documents then do so but do that later depending upon who your bank is.... - but i suspect you will be referred to Mastercard. who is your bank? dx    
    • If i did it through the bank, they seem to have an online form. I wondered if this is the best way or to do a letter, add supporting documents and send them through the post, recorded delivery  ?
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Help with Scott & Co.


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Hi,

 

New to this ,,,

 

 

just written a heartfelt letter to Scott & Co and could do with advice.

Not going to bore you just going to post the letter.

Any suggestion would be welcome

 

Scott & Co

9 Meville Crescent

Edinburgh EH3 7LZ

 

With reference to the above account

I regret to inform you that I am greatly disappointed to receive a letter that states that an arrest has been made of funds.

 

 

I am not sure why I have received this as the last correspondence from you was an invoice I had requested so I could know what my balance was.

 

 

Also you have advised me that the balance dated 23/05/2017 was £318.40 and now the balance seems to be increased to £390.80.

 

I have made a lot to payments to yourselves

through no fault of my own other than to get married.

 

 

Previously due to the pending divorce,

I had to pay arears of council tax and as I was struggling,

rather than agree a payment for a few months,

you sent a letter to my employer and thus as a financial adviser I felt pressurised to give in my notice.

 

 

I was unemployed for 11 months till I could get a junior role to build up to go back to being a Financial Adviser.

 

 

I live alone barely manage to pay my bills,

use a food bank

yet I have maintained payments to yourselves.

 

 

I called to advise you about my fines as I was not in the car and have also acknowledged that fact that I will pay as the car is registered to me.

 

Wish to take the opportunity to advise you that due to any error at your end with regards to an arrestment of my funds will result in my resignation as the offer I have been given to restart my career as an IFA will be withdrawn and the conditions I was employed under would not be valid not to add the embarrassment of having to explain myself to HR for a second time.

 

I just want to pay you off and finally start my career after almost 2 years.

Please could you advise me as a matter of urgency why this has happened and if the arrestment order has been sent.

 

 

I am happy to reinstate a direct debit but to pay towards to £318.40 and will not pay the additional £72.40. Please do not ruin my career again is my request to you.

 

I do not have a mobile as cannot afford one,

not allowed to make calls at the call centre I am working from 9 so have to leave at 7.22am and leave work and get home at 6.30pm onwards.

 

 

I cannot take time off work at such short notice but hope this letter gets to you in time.

 

I look forward to your response.

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Hello and welcome Rkaur77,

 

I have started a new thread for you in the dealing with debt in Scotland forum.

 

I'm afraid Scott & Co will not care what you write in your letter, is this arrears of Council Tax or some other fine.

 

 

Regards,

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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hows this going

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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