Hi again to all on the forum

Going back around 4 years ago when i was at rock bottom 'well finacially'

i stupidly borrowed £500 off Wonga,

it was rolling loan over a period of months,

i would borrow and pay back on time and re borrow almost the same day etc etc.

This went on until i received a letter from Wonga saying that they had reviewed their lending criateria and i would not have qualified for a loan under their new regulations,

I do believe that at the time they wrote off many loans

however in my case and as many others they cancelled all the interest as a goodwill gesture which left the origianol loan to pay back.

At the time i wrote a letter to Wonga saying they were reckless and broke the lending conduct that they should adhere to

(i now it sounds a little silly but i was hoping for a letter back simply saying

'ok we will drop the lot and cancel out the loan) this didnt happen

it went dead for 4 years untill yesterday when a letter hit the matt from BPO Collections.

Can anyone assist with any form of advice here,

Should i make an token offer of repayment with BPO Collections

or should i continue with my complaint that they should not really have lent the money out

(which they new full well at the time)

and therefore are not receiving a penny back?

What letter has this DCA sent you? Dont pay anything to them .

What letter has this DCA sent you? Dont pay anything to them .

The DCA letter is just one of the normal first time contact letters, ''we have been instructed by Wonga to collect etc ect''

BPO Collections... They once chased someone for 88p from Plusnet..

Tells it all eh?

Ignore as BPO dont do anything tbh... Just bombard with letters on the hope that threatograms will spoof someone into paying

thank you,

i sent them a brief email just before you posted saying i dont recognise the debt and do not email/write/phone or text me,

i have also removed their implied right to access of my property should they get brave and send a collector round,

and to send the debt back to source or issue a county court summons where i will counter sue for inproper lending practises.

BPO are part of lowells

are you sure it says our client Wonga?

don't forget

DCA's are not bailiffs.

dx

100% def on behalf of wonga

should have ignored bpo then

I hope you emailed Wonga not these powerless twits at bpo?

i have also removed their implied right to access of my property should they get brave and send a collector round,

These notices are garbage you know...