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    • what solicitor is the PAPLOC from? then just search xxxx snotty letter dx  
    • moved to the debt self help forum. plenty of like threads here to read along with the ones you've done so far..good work. last thing you ever want to do is look at any kind of IVO/BK or anything alike concerning consumer debt, never do that, turns unsecured debts into secured ones in many instances. your best bet for now is p'haps looks at  Options for dealing with your debts: Breathing Space (Debt Respite Scheme) - GOV.UK (www.gov.uk) sadly you have to go thru one of the free debt charities to invoke that but DON'T be tempted to also open up a DMP with them, just get the Breathing Space done. get that in place that gives you at leasy 60 days buffer you've also goto to realise you'll probably get a default once breathing space is in place, bit if not it might pay you to withhold payments even after BS then p'haps re start payments once a DN for each debt is issued and registered. at least that way, whatever happens in 6yrs the debt will drop off dx  
    • Hello, I am a private seller and recently sold a pair of trainers on eBay.  Everything seemed fine until just after the eBay 30 day mbg had expired.  The buyer contacted me with photos showing me that both shoes had ripped.  He wanted his money back, and after refusing to refund him, he then left me retaliatory and defamatory feedback on my profile to the effect that I had sold him fake trainers (this was removed by eBay).  He then initiated a chargeback via Paypal.  Invariably, the outcome was in his favour, and I have now been charged for the cost of the trainers.  I would have also been stung for the chargeback fee, but eBay refunded this.  Incidentally, I do have the email receipt of the trainers from when I bought them from a well-established and bona fide online retailer.  The susbequent conversation with eBay followed its predictable course, i.e. the chargeback is out of their hands etc. I have been in contact with citizens advice, and my bank.  Citizens advice told me that as a private seller I'm responsible for the "Title and description" of the goods, but not the performance, or the fitness for purpose.  To me it is clear; if you receive something that's not as described, you don't then use the goods, and more than 30 days later claim 'not as described'.  In my mind, this makes the claim fraudulent.  He's used the 'they're fake' card to give credence to a 'not as described' claim here, obviously, without any evidence.  My understanding is that the chargeback is unlawful, because the trainers were shipped as described.  However, I read something on an eBay forum regarding sellers having no statutory rights, i.e. no right to appeal against a chargeback decision, or to complain to the financial ombudsman.  Does this mean that if my bank disputes the charge on my behalf, it will be to no avail, even if it's recognisably a fraudulent chargeback?  I have reported it via the Action fraud website. Any advice, anyone?  Would be most grateful!
    • Thank you, I have drafted my letters and started to complete the reply form, printed from this site and not using the one they provided.    2 questions, on the forum link it says to tick box D & I, the reason for box D will be given on my thread, what would my answer be to "I dispute the debt"?  Do I send anything for the Vodafone debt they have included?  I've only done 118 loan s. 77 & capital one credit cards so. 78    Thank you  
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Breach of confidentiality??


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I have just found out via a work colleague that I am to be disciplined for something at work.

 

It appears my line manager informed employee A of this, including the nature of what I am to be disciplined for.

 

Employee A told employee B in a phone conversation.

Employee B then informed me of this also during a telephone conversation.

 

 

I have not been notified of this in anyway by my line manger and the first I heard of it was from my colleague.

 

Speaking to ACAS they say that yes this is bad practice but what I want to know is ..

.. is this a breach of my confidentiality?

Any help or advice appreciated

Thank you

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Yes, it is a breach of the duty of confidentiality. I would say that it is also a breach by your line manager of his/her duties under their employment contract.

 

In terms of bringing an action for breach of confidentiality, you will be very hard pressed. Apart from anything else, I'm not sure that you can demonstrate any loss although there might be a humiliation factor but it probably wouldn't be worth very much. Much more useful to have some ammunition in respect of your employer if eventually you need it – although it probably won't help you against your employer directly (in that they are unlikely to cut you any slack if they find that you are guilty of some wrongdoing) but on the other hand, you could use it to negotiate a slightly better settlement in the event that you lost your job or you had to bring a dismissal action before an industrial tribunal.

 

The best thing you can do for the moment is to make a detailed note of everything that has happened. Time and date it and then store it away somewhere safe and see if you need it.

 

Certainly very foolish behaviour by your line manager. Certainly very foolish behaviour by employee A.

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See above for best answer to Yes/No

 

In respect of what it will do for you, your employer can easily (because it's true) state these are two wholly separate incidents and continue with the disciplinary and also take action for the breach of confidence separately (or fob you off and continue taking action)

 

If your lucky (assuming the employer has a case against you) you can sometimes use it as a way of damage control in defending your case

 

All depends on what it is, what you have done (or not done) and the ability of your employer in managing this fairly and reasonably in the eyes of employment law

 

The advice i'd give you right now is pocket this for a while and think about what reason they have to take action and how you will defend that issue, be positive (sorry it's Friday and my Friday rule is be + not -), at least you have a heads up!

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Did your employer really inform employee A you were to be disciplined, or did they interview employee A to gather evidence and employee A inferred?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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