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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Unfair Penalty Notice


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I was given a TFL Overground Penalty Fare Notice last Monday for quite a silly reason which goes:

 

I'm tapping in at Clapton, on my way to Liverpool Street.

 

 

It's 9AM Monday morning, and as expected rather busy.

The Oyster machine tells me I haven't got enough money

- negative balance

- I'm waiting for the machine to free up.

 

 

By now there's 2 minutes till the train comes,

I'm on my way to a funeral and don't really have time to wait around.

 

 

With around a minute to go,

the machine is finally free,

I see i have a negative balance of 40p and put in 40p to take it to 0 as that's all I have in coins and I don't want to break a note.

 

 

I finish up and by now the trains already in the station,

I tap in,

run down the stairs and catch the train.

 

 

When I get off at Liverpool Street,

the barriers don't let me through;

the guard has a look at my card on his machine and says I still have a negative balance and he's going to have to charge me a Penalty.

 

 

I tell him everything,

but he completely disregards it,

almost as if I'm not even talking and hands me the notice.

 

 

I check the online account a few hours later,

and somehow the 40p I put in hasn't been registered and that's why I was charged.

 

 

I've talked to a station guard and he says there's nothing more I can do about it and I should just pay the 40 quid and get on with it, surely there must be a appeal on the basis of check CCTV etc?

 

 

The other thing I've noticed is on the ticket it says I travelled on the Liverpool Street - Chesunt line

when it was the Liverpool Street - Chingford line -

could I get off based on a technicality here?

 

 

The Chesunt line dosen't even pass through Clapton.

Is there a point in appealing or should I just pay the money?

 

Thanks in advance for any help.

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I wouldn't labour over these points.

 

Even if the 40p went on : you'd not have had enough balance to pay your fare.

 

In a hurry to get to a funeral?

Top up your Oyster the day before or get to the station earlier,

especially if travelling when the machines / ticket office are likely to have queues.

 

Although you feel the penalty notice is unfair,

it doesn't mean the staff thought you were a 'fare dodger',

where the shouldn't issue a Penalry Fare,

but instead a report for prosecution.....

 

If they don't accept your appeal, you may well have to pay the penalty fare :

after all you didn't have a valid ticket / enough balance on your Oyster.

 

The other thing I've noticed is on the ticket it says I travelled on the Liverpool Street - Chesunt line when it was the Liverpool Street - Chingford line - could I get off based on a technicality here? The Chesunt line dosen't even pass through Clapton. Is there a point in appealing or should I just pay the money?

 

Thanks in advance for any help.

 

This seems to be a more promising approach than

"they should have just let me off, as I was going to a funeral and there was a queue"....

 

I'm minded of the story

(I think this was recalled by OCJ, an 'industry expert') of someone who tried this approach when prosecuted, and the judge commented along the lines of

"Well, if I have to wait & queue to pay for my ticket, you should have to, too!"

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?350293-Will-i-be-prosecuted-What-will-the-outcome-be-(rail-penalty-fares)

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The other thing I've noticed is on the ticket it says I travelled on the Liverpool Street - Chesunt line

when it was the Liverpool Street - Chingford line - could I get off based on a technicality here? .

 

Exceedingly unlikely.

 

All that is necessary is for the prosecutor to identify the 'typing error' and ask to amend the application to read 'Chingford' instead of 'Cheshunt'

 

All Court staff are fully conversant with the modernisation of admin processes and with 'drop-down' menus pre-filling forms as they are created these days it is very easy to see how such an error occurs. Typing in 'CH...' will have pre-filled the first alphabetical location in the drop-down list unless spotted and corrected.

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