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    • I hope Lord Frost is OK. Islamists and the woke Left are uniting to topple the West ARCHIVE.PH archived 18 Apr 2024 19:12:37 UTC  
    • Ok you are in the clear. The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 for two reasons. The first is that in Section 9 [2][e]  says the PCN must "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges ". It does not say that even though it continues correctly with blurb about the driver. The other fault is that there is no parking period mentioned. Their ANPR cameras do show your arrival and departure times but as that at the very least includes driving from the entrance to the parking space then later leaving the parking space and driving to the exit. It also doesn't allow for finding a parking spot: manoeuvering into it avoiding parking on the lines: possibly having to stop to allow pedestrians/other cars to pass in front of you; returning the trolley after finishing shopping; loading children disabled people in and out of the car, etc etc.  All of that could easily add five, ten or even 15 minutes to your time which the ANPR cameras cannot take into account. So even if it was only two hours free time you could  still have been within the  time since there is a MINIMUM of 15 minutes Grace period when you leave the car park. However as they cannot even manage to get their PCN to comply with the Act you as keeper cannot be pursued. Only the driver is now liable and they do not know who was driving as you have not appealed and perhaps unwittingly given away who was driving. So you do not owe them a penny. No need to appeal. Let them waste their money pursuing you . 
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    • What's the reason for not wanting a smart meter? Personally I'm saving a pile on a tariff only available with one. Today electricity is 17.17p/kWh. If the meter is truly past its certification date the supplier is obliged to replace it. If you refuse to allow this then eventually they'll get warrant and do so by force. Certified life varies between models and generations, some only 10 or 15 years, some older types as long as 40 years or maybe even more. Your meter should have its certified start date marked somewhere so if you doubt the supplier you can look up the certified life and cross check.
    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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Drydensfairfax for arrows - old MBNA account


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Hello,

I recently received a letter from Drydensfairfax Solicitors on behalf of Arrow Global asking for payment re my MBNA account and saying they'll take me to court and listed my defaulting on an agreed monthly repayment ( £1).

 

I wrote back explaining my reason for defaulting was due to confusion over the amount of debt agency changeovers.

 

they asked for me to fill an expenditure form, which I did & offered to restart the previous repayment ie £1.

 

As I was setting up the standing order I noted that their Bank Acct No. is 00000000. Is this right?

 

Also,

as I'm on to you,

I wondered if there was anyway I could get rid of them.

 

 

On my credit report it is showing as 'settled' and green.

Thanks very much.

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Youre being cash cowed. Post all info you can give so far please.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Oh, thought I might be.

I'm hoping obviously to hold anything off for the 6 years,

I'm not sure how long it is since I last paid anyone for this account, a couple of years?

 

 

What I'm worried about is if they blackmark my credit report as I'd like to move & thought I might as well pay the £1 month but, even so I don't want to be paying anything to anyone like these sort of people.

 

This account was being passed from debt agency to debt agency

I lost track as they'd move it on before I'd even reset the standing order

- not that I was in a rush, of course ;)

Then, last month or so I got a letter as I said above and we were today poised to set up the standing order but, have niggling doubts.

Is there anything else I can supply you with?

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read the letter PROPERLY

it doesn't say WILL anything

 

rather than blindly paying no powers DCA's

or their fake/tame paperwork solicitor

they ARE NOT BAILIFFS

 

send them a CCA request

for each debt!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you so much for your help,

I've been tracking down the original letter from Drydens & am just going through it.

 

it begins with saying they are instructed by their client Arrow Global to commence legal proceedings against me if I don't propose repayments.

 

Then there is a list they 'are required by Court rules' of 'certain information prior to issuing proceedings'

 

 

 

I have also found a letter from ARCEurope limited who were acting for Arrow Global confirming a copy of the signed agreement I'd requested dated 24/3/2014.

Will Drydens be aware of this if I request it again?

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all the same lot just different letterhead in the same printer from the same automated threat-o-gram PC system.

 

 

so you still have the CCA return?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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scan it up to ONE multipage pdf

follow the upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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new CCA request to arrows then.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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