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    • I can only speak from personal experience. But a similar thing happened to me. Seriously dented door.  I made the other insurance pay. They regarded it as a write off. Took the money, replaced the door. Never heard anything more about it.    Except clearly someone sold my details to claims company, because I got loads of calls in bad English for a few month's 
    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
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Drydensfairfax for arrows - old MBNA account


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Hello,

I recently received a letter from Drydensfairfax Solicitors on behalf of Arrow Global asking for payment re my MBNA account and saying they'll take me to court and listed my defaulting on an agreed monthly repayment ( £1).

 

I wrote back explaining my reason for defaulting was due to confusion over the amount of debt agency changeovers.

 

they asked for me to fill an expenditure form, which I did & offered to restart the previous repayment ie £1.

 

As I was setting up the standing order I noted that their Bank Acct No. is 00000000. Is this right?

 

Also,

as I'm on to you,

I wondered if there was anyway I could get rid of them.

 

 

On my credit report it is showing as 'settled' and green.

Thanks very much.

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Youre being cash cowed. Post all info you can give so far please.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Oh, thought I might be.

I'm hoping obviously to hold anything off for the 6 years,

I'm not sure how long it is since I last paid anyone for this account, a couple of years?

 

 

What I'm worried about is if they blackmark my credit report as I'd like to move & thought I might as well pay the £1 month but, even so I don't want to be paying anything to anyone like these sort of people.

 

This account was being passed from debt agency to debt agency

I lost track as they'd move it on before I'd even reset the standing order

- not that I was in a rush, of course ;)

Then, last month or so I got a letter as I said above and we were today poised to set up the standing order but, have niggling doubts.

Is there anything else I can supply you with?

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read the letter PROPERLY

it doesn't say WILL anything

 

rather than blindly paying no powers DCA's

or their fake/tame paperwork solicitor

they ARE NOT BAILIFFS

 

send them a CCA request

for each debt!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you so much for your help,

I've been tracking down the original letter from Drydens & am just going through it.

 

it begins with saying they are instructed by their client Arrow Global to commence legal proceedings against me if I don't propose repayments.

 

Then there is a list they 'are required by Court rules' of 'certain information prior to issuing proceedings'

 

 

 

I have also found a letter from ARCEurope limited who were acting for Arrow Global confirming a copy of the signed agreement I'd requested dated 24/3/2014.

Will Drydens be aware of this if I request it again?

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all the same lot just different letterhead in the same printer from the same automated threat-o-gram PC system.

 

 

so you still have the CCA return?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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scan it up to ONE multipage pdf

follow the upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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new CCA request to arrows then.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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