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Drydens for Max Recovery - MBNA card Default On Credit File


confused4sum
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2312 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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there doesn't have to be a tn the DN suffices

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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doesnt really matter now as the default will be 6yrs old in a few months

post 115 ...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

*PLEASE DON'T MERGE THREAD*

 

I have just recently gone to the Financial Ombudsman Service asking for some advice about a creditor, Max Recovery Limited.

 

I have not been supplied with valid proof of debt.

 

The credit agreement that was provided me with is too small to be read, refusing to supply copy of original default notice under section 87,88 89 of the CCA 1974.

 

The Notice of Assignment that was provided has no name address or identifying account number.

 

I have shown valid proof of vulnerability through medical reports that I am unable to work, Max Recovery has accepted this as proof of vulnerable household.

 

However, I gave Max Recovery a detailed income and expenditure sheet and proof of benefit entitledment, they are refusing to write off the debt knowing full well that no payment will ever be made due to financial difficulties.

 

As I understand the adjudicator has asked Max Recovery last week for more information, which they have so far not supplied them with and have not cooperated.

 

Any advise please as the last time I went to the FOS I got stitched up and the decision went against me.

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Can you give more info on the debt please. Such as dates etc

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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which is why we do merge threads as people will have to WASTE their time asking 1001 questions [as above]

about the debt and whats been and not been done tried already.

 

starting a new thread simply relies upon people actively search for 'new threads'

 

posting on and existing thread about the same debt

EVERYONE that's already posted advice [several hundred] there AUTOMATICALLY gets an email alert with your new question

 

so.....

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?478262-Drydens-for-Max-Recovery-MBNA-card-Default-On-Credit-File

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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when was your last payment to MNBA?

look at the sar statements.

cant see why you bothered with the FOS

they'll never side with you on UN-EN questions.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I'm not sure what you mean about merging threads, confused.

 

Is this a new query or not please? There seems to be some confusion.

 

HB

 

Its a new query.

 

I'm angry threads got merged when its a new post.

 

Wont be posting any new threads from now on because of this!!

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Its a new query.

 

I'm angry threads got merged when its a new post.

 

Wont be posting any new threads from now on because of this!!

 

But this thread hasn't been merged. Maybe if you give us some more detail people will see that it's a new query. :)

 

HB

Illegitimi non carborundum

 

 

 

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:confused::confused:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

but is related to and requires ALL the info in the other thread for it to make sense

else as post 2

people WASTE THEIR TIME asking questions that have already BEEN ASKED AND ANSWERED.

 

look at it this way

9 people have viewed this thread..

 

5 times that have viewed the thread with all the background info about this debt

each of them would get an email if you were to post THERE

 

no one gets any alerts on NEW THREADS

unless they physically LOOK for them on cag..

get my point..

 

now

I cant see where nor were you advised on 'that other thread'

in going to the FOS anyway..

its pointless they wont rule the debt is UN-EN [not their problem]

nor to write it off as you are vulnerable so cannot pay it. [not their problem]

 

the outstanding work for you to do was confirm the last payment to MBNA [the point of the SAR you made]

 

as its looking like the debt is statute barred as we concluded the default was registered late.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Payment was last made under an IVA sometime in 2015. prove it and to whom was this made..

 

I've got a statement somewhere from Max Recovery showing when last payment was made.

didn't ask that.

look at the mbna statements you got from the sar

when was your last payment on their statements

or

is their any period whereby you missed payments or they were below the required level

 

It will become statue barred in around 2021. prove this date, who was the payment made too and when..got that info?

Default will come off on 1st June 2018.

 

 

lets see

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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