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Hiya

- I'm writing this as I've just cancelled a DD to the above and after seeing other people's experiences with them - I'm expecting trouble!

 

I was contacted by an organisation last October by phone saying that they would guarantee you entries into loads of different competitions every week and they'd virtually guaranteed you win a or some prizes. It was £12.95 every month and you could cancel whenever - no obligation!

 

 

Well after hearing and winning nothing - I cancelled the DD

 

 

saw that others who had done the same were getting and being pursed by debt companies.

 

 

Apparently the company says that you have entered into a 24 month contract with them as per their letter sent

( which no one has received or had any knowledge about)

and they are billing you for the or remaining months up to the 24!

 

Has anybody had any dealings with them and / or what I should do to stop this from happening?

Thank you

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about time you told a few people how to deal with them then...

 

 

firstly go ring you bank and tell them the on XX date you discovered a DD you did not recognise nor had received a DD mandate for and that you cancelled it as soon as you saw it.

and that you want to invoke the DD guarantee which means you get every payments back, which under the DD guarantee is your legal right.

 

 

then sit back and laugh

you'll get scary letters from some DCA or another that are totally powerless

a DCA is NOT A BAILIFF

and has

NO SUCH LEGAL POWERS.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Hi

my husband inadvertently got spoofed with this over the phone.

 

I read the paper that came with it and sent a cancellation letter in order with the terms of their agreement with their agreed notice period.

 

They ignored the cancellation letter sent in January 2018 and next sent a letter stating when Direct Debit payments will be taken out of this account.

 

Checked his bank account, cancelled the Direct Debit

- contacted the bank to tell them under no circumstances allow them to re-set it up.

 

Sent emails stating all this - next get phone calls.

 

My husband says he's going to ignore any more paperwork eg DCA's letter that may come

 

I am worried that we will be stuck in a spiral of hassel and debt from them

- even though we have done the right thing.

Edited by dx100uk
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please start a new thread

of your own please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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