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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
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    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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Cabot/Mortimer old TFC Car Finance - old returns of goods order that was ignored.


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Hi guys, i'll try and sum my issue up quickly.

 

Sept 2007 got hp with funding corporation for a vehicle for 4 years and stopped paying after 18 ish months.

 

Stupidly made a payment in November 2011.

 

Defaults were served and agreement cancelled by OC in 2009

 

Cabot sent letters for about 12 months that I did not reply to.

 

Mortimer clark made contact with me threatening legal action at the end of January this year.

 

Made SAR at the beginning feb this year to funding corp - THIS WAS FULFILLED AND i RECEIVED THE SAR

 

Made CCA request to cabot - THIS HAS NOT YET BEEN FULFILLED AND IT'S NOW MAY.

 

NOW

 

called today both Cabot and Mortimer Clarke. (this is the issue along with my big mouth)

to tell them my new address.

 

asked Mortimer Clarke the status of the account (it's on hold),

asked them that they I expect a responce to the CCA request and let slip that I already had the original T&C's from the OC (I really did not want to say that)

 

called back to see if they had actioned the cca request and they said It's gone through (not quite sure what that meant)

 

If they do Correctly action the CCA request then I may have an upper hand.

 

The OC and Lowell took me to court and the outcome was that I return the vehicle there was no judgement for money owed.

 

I did not return the vehicle.

 

I wonder if it can still be taken to court?

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Hi ashley01283 and Welcome to CAG

 

I have moved your thread to the correct forum...Financial Legal Issues Forum are for court claims already issued.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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god please never ever ring a fleecing DCA or their fake/tame solictors

neithr are bailiffs

and neither have any such legal powers.

 

now, back to when they took you to court

it couldn't have been the OC & Lowells

it was one or the other

and was it a return of goods order

and when was this

 

your story is somewhat confusing. and at odds

with what we know should happen

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm sure it was the OC that had taken me to court.

 

They did this after I moved house so I had no idea they had done it until this year when I received the SAR from the OC therefore could not defend (even though I don't think I had any defense to begin with).

 

The court date was 26/3/2010 and yes it was to return the vehicle.

 

Sorry about how I put my story,

I was trying to state facts without making it too long and doing it really quickly.

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good so court case was nowt to do with any DCA

and was a return of goods order.

 

right stupidly you've paid so it cant be statute barred

but

until/unless they comply to your CCA request

they are powerless to enforce.

please STAY OFF THE PHONE TO ANY DCA FOR ANY DEBT INC THIS ONE.

 

if you here anything more scan it up

if they do ring

writing only put the phone down.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hopefully, if they do respond to the CCA request, I wonder what delay tactics can be used for 6 months as it would be statue barred in november.

 

I'll get straight back if I get anything, Mortimer Clarke say it's usually rare to have the information for anything older than 6 years so here's hoping.

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So you didnt return the Car ashley ?

 

We seem to have confusion with the thread title

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi guys, i'll try and sum my issue up quickly.

 

 

 

The OC and Lowell took me to court and the outcome was that I return the vehicle there was no judgement for money owed.

 

I did not return the vehicle.

 

I wonder if it can still be taken to court?

 

:???:

We could do with some help from you.

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  • 1 month later...

So where is the agreement ?

 

Did you make a random payment of £5 on the 25th Nov 2011 ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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2007 Agreement attached.

 

I think I did make the random £5 payment after they managed to find me after I moved house and never told them where I moved.

 

I must have been a bit unsettled about it and made a payment,

 

However I have no statements from that long ago but it would be something I would have done at the time not knowing any better.

agreement.pdf

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we need to see the T&C's.

agreement is not enforceable if they don't hold them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

The original agreement that i posted previously is all i got from them regarding the agreement.

I will check when i get home from work the other side to make sure there is nothing on there.

I will also check the pile from my SAR to see if it possible they could hold them.

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doesn't matter what YOU might have

its what the fleecing DCA send.

if they've not sent the T&C's tough luck

for now ignore them.

 

you must always remember.

 

a DCA is NOT A BAILIFF

they have

NO SUCH LEGAL POWERS

 

your biggest mistake here was ringing them!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Yes

Just keep up!loading the silly waving

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hello again,

have had a court claim form arrive

before I go into details I would like to thank everyone for the help I have received so far

 

have made a small reoccurring donation.

 

have attached a PDF of the claim form and would like advice before I make my defence.

 

still have not received the correct T&C's for the CCA request.

 

I can't get out of my head that a comparable case has already been in a court and cannot be re-litigated ?

 

The Funding Corporation brought a claim for

(1) the return of the car or the cash value as an alternative and

(2) the balance remaining under the agreement which was £4,994.23.

 

The Judge appeared to have given judgement on the return of the car only,

there was no order as to the repayment of the outstanding balance.

 

As the cause of action for the outstanding balance was raised in the 2010 proceedings,

and the Funding Corporation succeeded in the order for the car but not the outstanding balance and was I believe unchallenged.

 

On that basis, the right to claim the outstanding balance is extinguished and arguably,

Cabot could not bring a fresh claim to recover the outstanding balance where it has been claimed in earlier proceedings.

 

Or am I totally barking up the wrong tree?

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Name of the Claimant ? Cabot Financial (UK) Limited

 

Date of issue – 1/9/17

 

Date to acknowledge 19/9/17

 

date to file defence = 3/10/17

 

What is the claim for –

1. The claim is for the balance of instalments due & unpaid under an agreement dated 14/9/07 & under which THE FUNDING CORPORATION LIMITED agreed to provide credit in relation to the purchase of goods payable by instalments ('the Agreement') was assigned to the claimant.

 

PARTICULARS 1. Amount due and unpaid 3794.00

The claimant therefor claims

1. Amount due and unpaid 3794.00

 

What is the value of the claim? 3794.23

 

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Car hp Agreement

 

When did you enter into the original agreement before or after 2007? After (sept 2007)

 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes

 

Did you receive a Default Notice from the original creditor? yes

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? yes but not every year (maybe due to moving 4 times in the last 10 years and not keeping my address updated).

 

Why did you cease payments? Lost employment

 

What was the date of your last payment? 25/11/11

 

Was there a dispute with the original creditor that remains unresolved? no

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan Yes but I did not continue with payments and was subsequently taken to court and judgement was for the return of the goods and was unchallenged.

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last payment 25/11/11 so cant be statute barred

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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