Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21
    Site Team The Consumer Action Group Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch's Avatar



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    Default Re: GDPR potential to hit DCA and Credit Reference Agencies.

    Quote Originally Posted by afcwben View Post
    Just looked at Equifax and they say free for the first 30 days then you have to pay, does this contravene GDPRicon rules?
    Could you provide a link ?

    We could do with some help from you

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    If you want advice on your thread please PM me a link to your thread
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  2. #22
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    andymr Novitiate



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    Default Re: GDPR potential to hit DCA and Credit Reference Agencies.

    No. They sell your data back to you by offering to help you manage your data file with them for monthly fee. You can use thgis route but you must cancel before the end of the month or they will charge your card.
    My understanding is that before GDPRicon you only had to send a request with a 1 to get your file, but now you should be able to make the request under GDPRicon and it should for free.


  3. #23
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    Taegair Novitiate



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    Default Re: GDPR potential to hit DCA and Credit Reference Agencies.

    GDPRicon doesn't mean freebies.

    A Subject access requesticon for example, used to be 10, now might be more or less for administration fee, something they deem reasonable, and especially if you keep making unreasonable subject access request after request.

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  4. #24
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    jvarnas Novitiate



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    Default Re: GDPR potential to hit DCA and Credit Reference Agencies.

    I just ordered a credit report from Experian and it didn't cost me a penny.


  5. #25
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    andymr Novitiate



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    Default Re: GDPR potential to hit DCA and Credit Reference Agencies.

    Good


  6. #26
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    steveod Novitiate



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    Default

    Quote Originally Posted by Taegair View Post
    GDPRicon doesn't mean freebies.

    A Subject access requesticon for example, used to be 10, now might be more or less for administration fee, something they deem reasonable, and especially if you keep making unreasonable subject access request after request.
    Incorrect. They can only charge if the data subject requesting duplicate information or making excessive requests



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