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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Sky Demanding Money From Ex Customer


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Hi all

 

I used to be with Sky for my phone & broadband,

I contacted them on the 4th April to see if they would do me a better deal as Virgin were offering me a deal that was £15 a month cheaper..

 

. The call centre drone I spoke with wasn't interested in retaining my custom after something like 16yrs and so I started the cancellation process.

 

This would take 2 weeks, my new provider would also notify them that they were taking over my phone number.

 

I paid for my service in advance at the end of March which means my account was up to date aside from any call charges right up to the end of my contract.nn

I have emails from Sky telling me that I am leaving and end date is the 20th April.

 

Virgin installed my cable phone line and service on the 19th April and I have been using that since then.

 

My sky modem was unplugged on the 19th too.

The emails from Sky state that they have received notification that my phone number is being taken over, that my service will end on the 20th April and the number would be transferred by the 29th April... I think it actually transferred about the 27th although I can't be exactly certain.

 

I then receive a letter telling me that my service was ending on the 1st may, in direct contradiction of the previous contact I had via email.

 

As I was already paid up until the end of April, I cancelled my DD so they couldn't 'accidentally' take payments they shouldn't and a figured that was the end of it.

 

Today I got a letter demanding payment of £46.99 and a threat of action plus a £7.50 'late' fee and informing me that my services have been suspended...

. quite what services they think they're suspending I have no idea as I've not been a customer since the 20th April.

 

I have not been notified of any final bill that's owed (by my calculations, there's actually a chance they owe me a little bit of a refund) there are no call charges to pay because I had their 24/7 free calls package which was paid in advance for the month.

 

.. even if I assume the worst and that my billing date (usually the last day of the month) is 2 weeks later than my billing cycle. that only means I may (and I stress may) be liable for 3 or 4 days service.

 

I have received no Final bill of any kind, the only contact is

 

A: them telling me the date of my contract end

B: Letters/Emails trying to get me to rejoin Sky

C: Letters demanding money after service has ended

 

I can find no contact email address for them and refuse to speak to them by phone as I'm not paying call charges (no longer free if not a sky customer) to try and get them to sort out their screw up. I can't even find an address for their complaints team.

 

If anyone has an address of their complaints dept, an email address that actually works or a freephone number I can call... Please let me know.

 

Additionally, any advice on how to deal with these incompetent nincompoops would be most welcome. I'm concerned that they may try and mess with my credit score because of their failings.

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Thanks for that, it didn't come up when I searched, only a number or their 'live' chat...

there's no email address I can find anywhere

... it's almost like they are making it as hard as possible for you to complain and retain a record of what's discussed.

 

Letter written and printed,

I also withdrew any and all consent for them to contact me in future with any marketing and withdrew any and all consent for my private and personal information being shared with any party regardless of affiliation.

 

So if they sell my info on after this date... potentially a breach of data protection laws. :)

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Hmm I wouldn't want to chance my arm on that!

 

They do, and will pass on your information, you signed a contract which gives them that ability, however, that isn't the issue.

 

Keep everything in writing, if they ring just tell, them that whatever they wish to convey can be committed in writing and hang up.

 

As with the majority of telecomms companies, they are poor at communicating anything over the phone, least of all communicating accurately!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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use live chat and your old account number

should be sorted in 2 mins this time of day.

 

 

you also get a printout to save of what was said and done.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hmm I wouldn't want to chance my arm on that!

 

They do, and will pass on your information, you signed a contract which gives them that ability, however, that isn't the issue.

 

Keep everything in writing, if they ring just tell, them that whatever they wish to convey can be committed in writing and hang up.

 

As with the majority of telecomms companies, they are poor at communicating anything over the phone, least of all communicating accurately!

 

 

 

By my understanding, they only had the right to use that information whilst they have my consent... that consent has now clearly been withdrawn... So any use of my personal information after the date of notification would technically be a breach of data protection.

 

I'm not a legal expert obviously... but surely It's not really that different from withdrawing implied right of access to a company (such as Capita TV license harassment) should you wish to stop uninvited and unwanted trespass on your property... and I apologise profusely for calling you Shirley. :)

 

 

How effective or binding it is.. I honestly have no real idea... just how I could prove that they sold on my details after the date of the letter is one thing, getting a body like the ICO to take up such a case is another... But precedent for this kind of thing needs to be set if it doesn't already exist. People need to be able to take control of their personal information...

 

Anyway... we've gone way of topic Shirley :p

 

 

Letter was posted... we'll see what response it gets to the original issue.

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The WOIRA (removal of implied rights of access) isn't really legally binding AFAIK, although FMOTL will say otherwise, yes it can be used, but any breach of it, would mean you taking out a claim for a tort of trespass, but I wouldn't like to waste money on that.

 

It's so much easier to either ''put wood back in t'ole'' or simply not answer the door in the first place, after all, it's your home, you control who you want to answer the door to.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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