Hi all..

I got a reply to my letter today

We write further to your letter of 17 May 2017

Please note our Client is not agreeable to your offer of £150.00 to settle the account in full. However, if you can afford to pay £1,343.49 by Wednesday July 06 2017, then our client will not look for payment of the remaining balance owed and close your account. This represents a saving of £149.28.

This offer is for a limited time only and after Wednesday July 06 2017, if you have not taken advantage of this offer, the full balance of £1492.77 will remain outstanding. If you do not wish to take up this offer or if you are unable to do so, we will require your repayment proposals towards the full balance by the same date.

If you would like to further discuss this offer or to speak to someone about your account, please contact us on 01925 xxx.

Should we fail to receive a response to the above by the date provided, the matter may be referred back to Court for enforcement by way of a Warrant of Control.

yours....

I have no idea what a warrant of control is?

is it worth me trying to drag this out till 30th Aug 2017 or will it not go away then?

Shall I do the N245 form and pay £1 as I am on State benefits?

any ideas?

thanks!

Warrant of control is were the Court Bailiffs can list you belongings in your home and remove them...get that N245 in pronto.

Andy

Hi Andy,

Thanks for your reply

Completed and printed the N245 and the help with fees I applied for online, will post tomorrow.

Should I contact Restons? or wait till I hear from the court?

Also, is it worth sending a letter with my form sayingI was living out of the country when the CCJ was issued? and I didn't know about this till Restons contacted me in May and I had replied with a settlement offer?

thanks

No the court will inform them of your application.

Thanks!

Hi,

my post has just delivered a variation order. Set at £1 a month, first payment due by 31st July.

Thanks soooo much for the amazing help here!

last questions! , now I have this, if Pestons try to get a warrant of control will this over rule them and they can't? as long as I am paying the £1 a month?

This Variation says to pay Lewis Debt recovery, will Pestons know I have this? and will Lewis contact me with payment details?

thanks!

Correct minkie....If I was you I would contact Lewis yourself and arrange payment...keep copies of all correspondence.

Well done.

Andy

Thanks Andy, I'll get a letter off to Lewis today to sort my payment out

Such a huge relief, thanks for all your help

time to get all the statements and get reclaiming now?

hi

what would I be reclaiming?

I'm just looking through my paperwork as the Variation Order says to pay Lewis Debt Recovery...I have nothing from them, all from Arrow / Restons but when I googled them, they aren't in business? Shall I contact Restons?

Thanks

lewis are hoist group HPH2 robbersway...nothing to do with arrows group.

who do lewis say is their client

From your post #13

It shows the claimant as Arrow Global, the amount being £1492.77 plus £167.00 costs. with a first payment of £125.00 being due by 14/9/2011 and that the claim wasn't defended.

The address for Payment is Lewis Debt Recovery and it looks like Restons were the ones taking me to court.

Good morning everyone....

I'm back with my latest drama..I wrote to Lewis and haven't had any reply. I had a nasty fall and time slipped by. one broken right wrist made typing / writing virtually impossible,,,so I did nothing...and I've heard nothing...

so my question is..do I leave alone and pray it's gone away unless pestons go back to court? or do I write to anyone else? if so, who?

thanks!

Its not gone away...you need to arrange payment either with the Claimant...Lewis Debt Recovery or try Restons......get the payment running...even at a £1 pm if you are in default they can execute further.

Andy

Hi

I have never had a reply from Lewis so I wrote to Pestons..2 weeks later I get this response

We do not appear to have received a copy of the Order you refer to in your letter. Please, therefore, forward a copy to us so that we may investigate this matter further.

In relation to the above matter, we are still awaiting the Order of the court following your application to vary the Order. Once we are in receipt of this we will correspond with your further.

yours...

Shall I just send them a copy of the court paperwork or leave them to sort it? I don't understand their letter, it seems to contradict itself!

thanks

Yes just send a copy of the Variation Order..retain proof that you sent it and then leave it to them if they wish to arrange payment.

thanks Andy!

Hi

I'm back with an update o n this drama...

I sent a copy of the Variation Order in Sept last year and heard nothing, not paid them and forgot about it to be honest....till yesterday when I got a letter...

70% discount available

pay £447.83 to settle my account

Dear Madam,

We act on behalf of Arrow Global Management Limited who has obtained a CCJ against you.

Our client would like to give you the chance to settle your outstanding balance at a reduced rate by offering you a 70% reduction on your current balance. This offer will expire after Monday August 13, 2018. Should you not take advantage of this offer, the full balance of £1,492.77 will remain outstanding and without suitable repayment proposal towards the outstanding balance enforcement action may be taken against you using one of the following methods:

Attachment of earnings

Warrant of control

Charging order

Please not enforcement action may incur additional costs which you will be liable for. It is now important that you contact us.

Pay the sum of £447.83 to settle your acocunt

Satisfy the CCJ and improve your credit rating

Contact us to discuss an affordable repayment plan

Avoid further legal action

Call today to speak to a case manager on xxxx

or go online to make a payment

yours...

pestons

so,

I can't pay this amount, could scrabble about £220 together, shall I write, send another copy of variation order and offer £220 in full and final settlement and if not accepted, tell them I want to pay the £1 a month as per variation order?

just curious with the 6 year date long since gone as to what they can do?

thanks for your help

" Please not enforcement action may incur additional costs "

Also note that further enforcement would require permission of the court as the judgment date is now over 6 years old....so yes it is possible assuming they go back to court..pay a fee...and get permission to execute after limitation period....which is very rarely allowed without good cause.

An action cannot be brought on any judgment after the expiry of 6 years from the date it became enforceable. The term “action” only applies to the commencement of fresh proceedings on a judgment, it does not include enforcement proceedings so, strictly speaking, for enforcement purposes and enforcement proceedings, no limitation period applies. However, any delay in enforcement on the part of the judgment creditor will affect any award of interest as recoverable interest is limited to 6 years on a judgment that is executed after the expiry of the 6 year period.

Court permission is required to enforce a judgment debt that is more than 6 years old. In a particular case of Warrants of Execution, these must be renewed after 12 months if they have not been enforced. Further, the court is entitled to take account of delay and enforcement when exercising its discretion to grant any Order sought.

Keep the discount letter safe...but I personally would ignore

Andy

Hi

THANK YOU!!!

I will file it with their other letters and see what happens next.

Your fast response is greatly appreciated.

3rd one to get a discount letter on an old IND CCJ here this week

Ignore!!

I guess a few people will pay as it's a good offer

No its not!!

No need to pay anything

And it resets the clock

Knowing ind theyll try and collect the rest later

Never trust ind or link!!

Cant reset the clock DX...judgment in place.

Good