Well just had 2 letters from HMRC stating that they have overpaid the tax credits

2014 - £768.78

2015 - £1413.13

2016 - £1577.99 ( Estimated )

Total of £3,759.90

Called them tonight regarding the issue,

1, HMRC asked for payment in full tonight - My reply was cannot pay in full

2, HMRC then asked pay in full in 14 days - My reply the same cannot pay in full

3, HMRC then asked if i can borrow the money to clear the amount in full - My reply was your joking borrow

They has stated i can pay each month at their agreed rate of £80.00

or they will pass on to debt collection firm who will add charges,

being forced to pay an amount which we cannot afford.

Has anyone got any information how to deal with HMRC

:mad2::mad2:

Hello there.

Have they sent you anything explaining how the overpayments occurred? I think you're entitled to see that.

HB

They explained the over payment over the telephone nothing has been sent in writing only letter requesting the payment. I was thinking of requesting detailing information for all the years which they state this refers to and see if its right or wrong.

If the over payment is correct can they demand min payment of £80.00 as this means we cannot pay other bills

send them the free sar

make them prove their data exists

Thanks,

I will print it off in the morning and send to the address on the letter. lets hope they cannot find the information.

they have an online calculator, have you used it to input your incomes and then looked at the figures churned out at the end? If not do that before agreeing with them they are right, they rarely are.

One other point is that the debt collection firm cannot add charges.

Well i have sent the SAR request and just had a letter asking me which years of information. i have sent the reply and now waiting. I have had a call asking me to set up the repayment plan but i have told them i want to wait until all the information is supply and reviewed.

who called?

dx

Think the call was from HMRC call center, i told them that i will discuss the issue once all the information has been checked.

well always ask first

could be the fleecing DCA trying it on again..

you should not be blindly ever discussing debt over the phone when you don't know WHO you are talking too!!

Well still no information from the DWP relating to this over payment,

i have had a letter this morning formally demanding the payment and if i refuse this will be passed to collection firm.

The letter is listed as Letter before Action.

On the back of the letter is a list of the amounts and date 2014 & 2015.

I have sent the SPA but had no reply nor acknowledgement,

should i ring them or jus wait to see if they send details as requested.

They also state the collection company can take goods and sell at public auction, don`t they have to obtain CCJ from the courts ?

Well just had 2 recorded jiffy bags with the information, well they only enclosed a CD disc with telephone conversations which frankly is joke,

i have requested the actual details of the amounts claimed, paid and any other information.

I have telephoned them this morning and told the SPA only refers to telephone details and not how the work out the sums.

Not sure now how to resolve this issue as HMRC were not helpful

why are they not providing documentary proof

something smells here.

like they don't have it

as for any DCA

ignore!!

I take it by SPA you mean SAR?

I was hoping by requesting the SAR from HMRC they should have sent detailed information about each claim by year and not just the telephone information. i will be writing again requesting this information.

well if they don't they cant prove their claim..

Well just had a parcel today with over 360 papers of information, mainly screen shots the information is hard to understand and now a little confused were to start in resolving this issue. Also had another letter stating the file has now been pasted to debt collection as well.

well you totally ignore the DCA.

prove or disprove their claim you owe money

well nothing from HMRC but getting letters from DCA stating final demand,

i have written 3 times requesting the information but nothing is sent only demands for money,

they are now stating they will apply for attachment to my earns ?

the DCA can do nothing of the sort

they are not bailiffs

and are totally powerless

so did the sar prove or disprove their claim you owe anything.

Hi,

The DCA are totally irrelevant here, just ignore them. If there is any payment arrangement to be made here, it should be discussed with HMRC. Have you looked up the COP 26. This is the HMRC 's own code of practice, look at page 15! Just Google Tax Credits COP 26, it's on GOV.UK.

On my SAR, it turned out Tax Credits had my salary as £6000 per year higher, and had lied about a phone call. Perhaps this will give you a clue as what to look for.

In fact read through the whole of COP 26, there are a whole host of mitigating factors that can be used in an appeal. For example if your joint claiming partner has left, chronic illness, mental illness etc.

My overpayment was massive compared with yours and the Tax Credit's were talking about me paying £50 per month, so I am sure your fears of £80 per month are just fearmongering from the powerless DCA.

You can always attempt to make another claim for Tax Credits too, if that is successful they will stop trying to collect and start deducting from your award, even if it's only £20 per month!

Well now getting letters from Advantis debt collection demanding money, yet again nothing from HMRC regarding the over payment dating back to 2009,2010 and 2014.

as post 20

Well now getting letters from Advantis debt collection demanding money, yet again nothing from HMRC regarding the over payment dating back to 2009,2010 and 2014.

Well they are refusing to confirm details and now ringing our home telephone,

i have requested them to confirm everything in writing but they just said they will keep on ringing until i accept the debt and set up repayment plan.

They can take a run and jump just a bunch of clowns

stop answering them

block their number