Marc Gander - The Consumer Survival Handbook

A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.


Patricia Pearl - Small Claims Procedure - A Practical Guide

An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1

    Angry FINALLY got statements but I am livid!

    After 3 months my statements (save for the last 2 years which they had already sent) finally arrived. Sent to me in my maiden name (I've been married and changed my name for over 3 years) and to my parents' house (where I haven't lived for nearly 7 years). It's just as well it is my parents' house, it could well have been my previous house that had been sold! Furthermore, the package was all ripped and torn with some of the contents poking out. I am not at all happy, I don't want my parents knowing I'm claiming back the best part of 2000 in charges (they've never had a bank charge in their lives and would be appalled) and yet now thanks to the bank they know I've requested all my statements back, so they must know I have a reason for that! I am livid with the bank, it just shows the contempt with which they hold their customers' personal dataicon.

    I have taken photographs of the package is it worth me complaining?

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  2. #2

    Default Re: FINALLY got statements but I am livid!

    Hi, Banks hold everyone in contempt they will be nice to you if you owe them 100K though, Nat West took me out of business 8 years ago just because they were selling. Interesting thing was I checked all the companies they own by I wonder which method they aquired them.

    Best way is tell your folks save them guessing! and just tell all the people you know to claim back the charges, word of mouth is stronger than most advertising methods, Good Luck!

  3. #3

    Default Re: FINALLY got statements but I am livid!

    Complain to the ICOicon! They have a duty of care with your data, and this is not it.

    You'd think that after the bad publicity they've had from Watchdog, they'd learn, wouldn't you...

  4. #4

    Default Re: FINALLY got statements but I am livid!

    Hi, had a very similar problem and was pretty livid as well. I threatened to take them to the small claimsicon court to get a formal adjudication they had breeched the Data Protection Act and then send it to the Info Commissioner who can fine them. It worked as they offered to settle my bank charges before I had even issued a claim formicon.

    I am awaiting a reply on the data issues but I will sue them for a ruling and damages at the discretion of the judge. No-one seemed to know the best course of action so this is what I'll try?

    You could try this - I did send a post on this but don't know how to link it - it is the only other one I've written, so you may be able to find it!


  5. #5

    Default Re: FINALLY got statements but I am livid!

    Thanks for replying all, I meant to reply last week but couldn't log in! Gah.

    Anyway, they sent another copy of all the statements to my current address. However this time the envelope was all torn and coming open as before, and furthermore even though it contained details and statements for MY bank account it was addressed to both me and my husband! Surely that's yet another DPA breach? Again, I have taken photographs.

    Costacleethorpes, your story is very encouraging. I'll have a look for your post. I was going to ask for the money and mention the DPA issues as an aside hoping this would kill 2 birds with one stone - does that sound OK?

  6. #6

    Default Re: FINALLY got statements but I am livid!


    I am very much learning this as I go. I have accepted their offer to refund all my bank charges and they have refunded them. I am now intending to take them to court to get a ruling against them regarding Data Protection that I will then send to the Info Officer who can fine them. I will also ask the judge for damages at his discretion - if I got any it would be nice but not really why I am doing this. If I lost at least I have had a go.

    I said I would do this in my initial claim for charges, no idea if it helped but they did meet my claim in full before the court stage.

    I am awaiting an offer on the Data Protection issues but it will have to be a big one, I am feeling fairly bloody-minded after the amount they have messed me about. And, of course, there's the nice irony I can use the money they have just given me to take them to court!

    Hope this helps in some way.

  7. #7

    Default Re: FINALLY got statements but I am livid!

    They've offered me 250... not enough!

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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