Jump to content


  • Tweets

  • Posts

    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Acount debited £58.90 twice


john432
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2547 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

On the 19/04 I transfered the above amount from my barclays currant acc to a building Soc in my name.

The site was running VERY slow and I pressed send but nothing happened so I pressed again and then a message came on screen not to press again.

 

I then found out that 2 withdrawels had been made instead of 1.

 

I contacted my Build Soc who confirmed they only received 1 payment, so I mailed Barclays who are just fobbing me off and saying to contact the payee (who is me) despite telling them numerous times that I was the payee etc they still fob me off saying they cannot do anything alse!

 

The £58.90 is obviously swirling around in their system because of their SLOW site that malfunctioned

 

Please, please can anyone help it feels like I'm on a roundabout and cannot get off!!!!

 

Thanks

Link to post
Share on other sites

Use their complaints procedure, and exhaust it.

 

Do NOT ring them, keep everything in writing or email so you have a paper trail of evidence, unless of course you're able to record your phone calls?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Hi John,

 

Yes, as BBoo says, keep the complaint in writing.

 

Does your a/c data show the 2nd payment being sent, and to whom ?

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi slick

 

The payment was to myself, 2 payments out of currant acc but only one sent to Building Soc!!

 

Build Soc sent me an email conforming they only received ONE amount of £58.90 and not 2

 

So the other payment is still with Barclays somewhere, I think the problem with their site not working properly the second payment was not actioned after it was shown as sent?

 

Thanks

Link to post
Share on other sites

Ok, I was interested if the 2nd pay't to leave Barclays showed as being sent to anyone or anywhere.

 

In any event, write to Barclays HO pointing out that the slow system appears to have caused 2 pay'ts to leave your a/c but only one arrived at your BS a/c.

 

Ask them to investigate urgently and refund you asap.

 

Keep the complaint short and simple.. Put a draft here for checking first if you want so we can look it over.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Ok, I was interested if the 2nd pay't to leave Barclays showed as being sent to anyone or anywhere.

 

In any event, write to Barclays HO pointing out that the slow system appears to have caused 2 pay'ts to leave your a/c but only one arrived at your BS a/c.

 

Ask them to investigate urgently and refund you asap.

 

Keep the complaint short and simple.. Put a draft here for checking first if you want so we can look it over

 

:-)

 

I did indeed point out your points in 3 emails but they now ignoring me!!!

 

There is no doubt the cash is still in their system.

 

I cannot believe how bad they are at remembering what I've posted.

In one sentence they used my correct first name then called me something totally different!!!

 

After my first mail to them they replied telling me that they couldn't pay me £150 compensation, I replied pointing out their error that I'd never asked for compensation!!! I do wonder if the fact they're looking rather incompetent is the reason for ignoring me!!

 

Looks to me like I'm dealing with 8 year olds from India

 

Will post a complaint draft tonight when I'm free

 

Thanks

Link to post
Share on other sites

As requested?

.....................................................................................................................

On the 19/04 I drew £58.90 from my account to another acc in my name with Shawbrook, the site was running VERY slow and when I pressed send nothing happened so I pressed send again and a message then came up not to press the send button again which I didn’t and the amount was sent.

 

When I looked at my account two amounts of £58.90 had gone out and not one!

The Shawbrook confirmed in writing that they only received one £58.90.

 

I put all this information via the message system on the site, but all I receive back is comments from people that cannot remember what I’ve posted.

Example

 

1/ being called another name and my proper name in the same sentence.

 

2/ Informing me that they will not pay the £150 compensation that I’ve requested-- I’VE NEVER ASKED FOR COMPANSATION OF ANY KIND I just want my £85.90 back!!!

 

3/They have said they will try and recover the money from the Shawbrook—despite me telling them numerous times that the money never went in to the Shawbrook and is still with Barclays but it's not in my account.

Edited by john432
Link to post
Share on other sites

Short and sweet.

 

On dd/mm/yyyy I transferred money from account number xyz to account xyz.

 

Due to difficulties using your site two payments were made rather than one, for the amount of £85.90.

 

I require the amount of £85.90 to be credited back to my account.

 

If you are unable to rectify my complaint, please inform me in writing, on receipt of this request.

 

Kind regards,

 

 

You don't need to pad it out anymore than this IMO.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Dear sir or madam,

 

My sort code xx.xx.xx

My account number xxxx xxxx

 

I write to complain about an error I believe Barclays has made sending 2 payments from my account instead of just one.

 

On 19th April I sent money from my Barclays account to my Shawbrook Bank account.

 

Your site was running very slowly and nothing happened when I tried to SEND the £58.90 so I pressed SEND once more. A message appeared telling me not to press SEND again so I didn't, and the money was sent.

 

According to Barclays, the amount of £58.90 was sent twice but Shawbrook Bank shows receipt of only one payment.

 

So far, in response to my attempts to have my money returned, I have been called the wrong name by your staff; and I have been denied compensation of £150 which I have never requested !

 

I now require that you return my money to my account promptly, failing which I shall raise further complaints with the regulating authority.

 

I want your considered opinion by letter within 14 days, not simply a holding letter. I will not deal with this matter by phone.

 

Yours faithfully,

 

Send to Churchill Place and get a free Cert of Posting at the PO when you send it. Or use RM Signed For delivery.

 

:-)

  • Haha 1

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Got a new email last night stating they are going to reclaim the overpayment from my Shawbrook acc!!!!!!! and if that fails there is nothing else they can do!

 

God knows how many times I've told them the above is not applicable (see my posts), must be people from another planet at customer service in India!

 

They

Link to post
Share on other sites

Surely Barclays response implies that they don't think an error has occurred and that 2 legitimate transfers were made from your Barclays account to your Shawbrook account, so now they are going to contact Shawbrook to recover one of the payments.

 

Have you since checked your Shawbrook account again to see if the second transfer has now credited the account?

Link to post
Share on other sites

Shawbrook confirmed by email they only received one payment and not two.

 

Edit-- just checked and still only one payment received on the 19th April and none since

Edited by john432
Link to post
Share on other sites

Then proceed with the complaint to Barclays (unless you've done it already).

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

It may be old fashioned nowadays but a visit to yr barclays branch may well yield a better result than conversing with the call center.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...