Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Default Archaic tax may be answer to Church of Englandís repair bill prayers

    This is a bit scary !!

    https://www.theguardian.com/politics...s-bill-prayers


    However, confusion over chancel repairs liability Ė which dates back to Henry VIII Ė ensures only insurers selling cover win!

    The growing repair bill faced by the Church of England has an answer when its accountants consider how to keep the rain from damaging ancient parish churches.

    Extra funds can be found from a charge on local residents known as the chancel repairs liability that affects as many as 40% of Englandís homes. This archaic rule, which dates back to Henry VIIIís reign and his dissolution of the monasteries, makes homeowners in about 5,200 parishes liable to pay for repairs to a churchís chancel: the area including the altar, the choir stalls and the roof protecting them



    In 2008, one couple in the West Midlands was forced to pay more than £200,000 towards the upkeep of their parish church after an appeal to the House of Lords failed.

    https://www.theguardian.com/artandde...rch-of-england


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  2. #2
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    Default Re: Archaic tax may be answer to Church of Englandís repair bill prayers

    Thought this had been resolved, as all potential claims had to be registered by October 2013 and if not done so, there could be no claim.

    There is Insurance available against this potential liability for people buying property near a church and last time i checked it was about £100 as a one off premium, with cover lasting 25 years.


  3. #3
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    Default Re: Archaic tax may be answer to Church of Englandís repair bill prayers

    https://www.theguardian.com/culture/...-problems-cofe


    It would be very sad if any of those buildings mentioned in the article above were to be closed or sold to turned into mosques !!

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    3: Feel Bullied by Creditors or Debt Collectors? Read Here
    4: Staying Calm About Debt Read Here
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    Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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    Default Re: Archaic tax may be answer to Church of Englandís repair bill prayers

    Quote Originally Posted by citizenB View Post
    It would be very sad if any of those buildings mentioned in the article above were to be closed or sold to turned into mosques !!
    I'd much rather they were turned into a different place of worship or something else that serves the community, than just closed and left to rot, or sold off to be turned into upmarket housing ......



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