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    • In that case I don't think you'd have any grounds for a claim against the receiver, short of anything actually criminal. The receiver was appointed by the lender so any claim you make should be aginst them. How much equity do you reckon there was when they took possession? Realistic value less outstanding balance (including arrears).  This messing around makes me wonder even more if the property was wildly over valued. Normally a lender would sell and not really care if they got the best price so long as they covered the balance plus their costs. 
    • Hey @lookinforinfo I'm not sure, I don't believe he told them he's the driver. He must have selected an option saying that he's appealing on behalf of the driver or something of the sort. In more news, however, these wannabe thugs are back at it again. Honestly, what a joke. In the letter they sent before this it said they had made "2 attempts" and in this letter they said "4 attempts", I wonder what happened to the "3rd attempt" lol.  WhatsApp Image 2024-04-18 at 14.06.07_44abc9c8.pdf
    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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Lowell claimform - - Aqua Credit Card Debt***Claim Discontinued***


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for now you say yes

when they ring

you say no to the paperwork question

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hi all, Update:

 

The case was transferred to my local court and I have received a letter from the court which says the following.

 

It is ordered that

1. Claimant to file and serve a fully pleaded reply to Defence by 4 pm on date 14 days from service of this order on him.

Dated 7 August 2017

 

On the top right corner of the letter the date says 25th August.

 

Slightly confused, I presume they should send a response but from 7th or 25th?

Thanks T

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I think it would be wise to fill in the missing details by scanning and posting up anything received from the court...Notice of Allocation and the above Order...does the above not order you to submit a further amended defence ?

 

Ring your local county court and see if they have received the claimants amended particularised particulars ?

 

 

Andy

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Thanks Andy, Just rang the court and they advised that it was for Lowell and they had 14 days to respond to my defence from August 7th and no action for me take.

 

Will put scanned documents tonight.

 

Thanks again

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If you could...scan and upload everything received from the court since submitting your DQ

We could do with some help from you.

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So no Notice of Allocation has yet been received?

 

When I advised you to ring the court it was meant to inform them that they have failed to comply with the above order and to check if they had served it on the court and if not you should be asking for it to be brought to the judges attention as they failed to comply with this order and ask that sanctions be imposed.....possibly struck out.

We could do with some help from you.

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Hi, No notice of assignment received. I contacted the court and the person on the phone said after 14 days (from 25th August although back dated to 7th August) I can request the case to be struck out. (Although she didn't sound so sure as my defence was received in May) T

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Notice of Assignment ?

 

Notice of Allocation from the court once you submit your Directions Questionnaire is what I was referring to.

We could do with some help from you.

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Okay I was just checking you had not missed the courts directions.....If they have not filed their further particulars..the court should strike them out anyway and will inform you...but you may have to nudge them if this does not happen.

We could do with some help from you.

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You still dont know if they have filed it with the court..and just failed to serve you a copy...thats why I advised you to ring the court yesterday to ask....once you know if they have or have not then you can take action.

We could do with some help from you.

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Hi,

 

So I received a letter from Lowell advising me of the following

 

"Our client has taken a without prejudice decision to discontinue the legal proceedings against you. We have lodged the notice of Discontinuance at court"

 

Great news!!

 

Thanks for all your help! Couldn't have done it without you guys.

 

T

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Well done

 

Don't forget to donate if you can please

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Excellent news...we are on a role this week...thread title amended to reflect the outcome.

 

 

Well done.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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