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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I bought a new car end of November 16 - taxed new car then for 6 months, tax for old car came out beginning of Dec 16 (which ran out 31 dec16) informed dvla by the online form that I had sold the vehicle and that I was cancelling the direct debit. I was promptly told they don't accept notification of sale online and that I had to send off the v5 which I did.

 

 

email 1

Thank you for your email received on 15/12/16. Your email reference number is 4013593.

It may help if I explain that your Direct Debit will be cancelled automatically once we have received your notification of sale. If the V5C Registration Certificate has now been returned, please allow up to 4 weeks to receive the acknowledgment letter. If you do not receive it within this time, please contact us again.

Please note that you may wish to contact your bank to request they cancel the Direct Debit for you in order to prevent any further payments from being taken.

I hope this information helps.

 

 

 

 

02 Feb. 17 I received a late penalty notice saying that I hadn't informed them of the notice of sale etc. so I replied telling them I had with their online form and received this reply:

 

 

email 2

Thank you for your email received on 2/2/17. Your email reference number is 4097600.

I can confirm our records show that you are still registered as the keeper of the vehicle mentioned in your email. As the standard turnaround time for the processing of a notification of sale is 4 weeks, I can only conclude that it must have gone astray in transit.

I am sorry, but we are unable to accept notification of the sale/disposal of your vehicle via email.

If you no longer have the V5C you will need to write to the address below quoting the registration number, make/model of the vehicle, the exact date of sale/transfer/scrapping and the name/address of the new keeper/motor trader/scrap dealer.

 

I sent a recorded delivery letter off explaining that I had sent the v5 off with the details of the new keeper and I didn't have them as they were on the v5 that I sent to them

again they replied saying I now have to pay £80 reduced to £40 if I pay it by 17th march 2017 as I didn't contact them saying I hadn't received acknowledgement of the sale of the vehicle.

I then decided to appeal the decision as I think its wrong on a couple of points

 

 

1 I sent off the V5 and posted it into a royal mail letter box and that they had concluded that it must of gone astray in transit.(see email ref no 4097600)

2 they (DVLA) had advised me to cancel the Direct Debit see (see email ref 4015393)

 

 

I received notification of the car being sold on the 14th march 2017

 

today I received this letter (see attachment) dated last Friday 24th march which I received fri 31st march giving me till the 3rd April to pay the reduced amount little bit of a short notice to consider my options considering I was working till 6 and the office is only open mon - fri 9 -5

surely if I pay the LLP am I admitting liability for the outstanding duty??? as they advised me in email 1 to contact the bank to prevent any further payment

 

I've read some on here and I see the dvla seem to use 1 case as an excuse for the consumer being responsible that they ensure that the documents arrive

I always believed that once a letter is placed in a post box it becomes the property of the royal mail so therefore how can I be responsible for it once it has been posted.

 

 

it seems that they are wanting a quick outcome before I look for answers

20170329_195605.jpg

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In a very similar situation with a car that's sat on my drive.

 

Other half sent off a SORN declaration to the DVLA by 1st class post, which they say that they never received. So they want to fine her £80 and keep sending demands for payment including from a DCA.

 

As far as we're concerned, we fulfilled our responsibility, so if the Royal Mail or the DVLA have lost the SORN declaration, that's not our problem. So they can whistle for their £80, they'll get it from my cold, dead fingers.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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The problem is dragonfly, if they took you to court and you cant prove you sent it, theyd win. Thats why things like this need to be sent by recorded delivery or proof of posting.

 

A conspiracy theorist would say that its a nice little money maker for the DVLA.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 month later...

In response to the initial demand. Which I still refute.

I have now received a letter requesting that I pay £80 with in 7 days from a dca ccscollect based in Surrey

I'm thinking it's not a demand it's a request that I pay so I'm gunna politely ignore the letter.

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yep you ignore powerless DCA's they have no legal powers at aLL

they ARE NOT BAILIFFS.

 

 

its ALWAYS better to do anything live at the DVLA website now

re tax sorn the lot

you can do it online no need for any posting at all.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...
Unless they have a warrant.

 

Are we really going to take on parliament?

 

 

if who has a warrant?

a DCA with a warrant [not possible anyway]

is a bout as useful to them as a chocolate teapot

still doesn't give THEM any powers whatsoever...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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