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Hi

I would value your help on this matter.

 

The Yorkshire Bank contacted ME to advise they thought I may have been misold PPI.

 

The forms arrived and I was unable to give them any information other than my name and addresses i had lived at.

 

I then received an offer less 20% tax,

I am non plussed as i have never heard of this before.

Will it be the only offer and should I accept?

Thanks

Sara

Saranev

 

Don't let them get away with it :mad2:

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Hi,

 

Did they give you a breakdown of how they calculated your offer.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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id be sending them an sar

get all the info they hold

then we can help

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes and it does not make any sense to me

 

PPI premiums charges and associated interest £3,298.88

Plus simple interest £3,089.72

Minus 20% Income Tax £617.94

Total £5,770.66

 

Please note that 21 days simple interest is added to the redress from the date of the response letter.

 

Sara

ppi offer 15.03.2017.pdf

Saranev

 

Don't let them get away with it :mad2:

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  • 3 weeks later...

their letter is now in your post 4 here

 

 

cant ever prove they are right without all the statements

etc

 

you need to send them an sar.

attach a copy of that letter acceptance form [blank]

stating you are not in any position to accept the offer until you check they are correct

 

to me

there are lots of things they say they don't know

but somehow are making sweeping decisions upon

so that do know!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Or leave it blank

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 1 month later...

Hi All

So tomorrow is d-day and I have heard nothing at all from The Yorkshire Bank. I am assuming as its Sunday i won't either. Do I go to the next step?

What letter do I send them next?

Thanks

Saranev

 

Don't let them get away with it :mad2:

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if you mean for the sar return

i'd be waiting till the end of next week

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no why?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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In the original document they seem to be trying to bypass the process and say this is our final offer if you don't like it go to the ombudsman?

Saranev

 

Don't let them get away with it :mad2:

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yes but you'll still need the evidence if you need too.

 

 

so eitherway if they are right or wrong the statements are required.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Righteo....thanks. I have just driven from Gatwick Airport to the northwest and it's taken me 8 hours (roadworks and idiots)so please forgive my stupid questions

Saranev

 

Don't let them get away with it :mad2:

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no stupid at all.

its useful to you

and later readers.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no harm in ringing them and asking.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi all

I rang YB today and after four different numbers eventually spoke to someone who said "we have not received your request"

 

I replied that someone had signed for it and I have the receipt.

Oh yes she said we sent a reply on 21st May

but if you haven't got it may we have another week and I'll send it again?

 

Here we go gang.

 

 

I told them they have until Monday and then I will take the next step regardless.

 

Sounds like they are trying to delay the inevitable doesn't it?

Saranev

 

Don't let them get away with it :mad2:

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Well the info landed on my doorstep today :-) (2 days after a phonecall)

Now where do i start? It seems to be all statements for my account and my credit card account. I can't see the wood for the trees at the moment.

Any help would be greatly appreciated.

Thanks

Saranev

 

Don't let them get away with it :mad2:

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

They have sent 1 loan agreement and piles of statements. Its scary looking back in my financial past

I am beginning to think i have bitten off more than i can chew.

Saranev

 

Don't let them get away with it :mad2:

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do you know what you paid for ppi each month?

look on the statements?

is it listed every month

or just as a large sum going out on statement one?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

we need to statements and agreements

not the cover sheet...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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