Jump to content


  • Tweets

  • Posts

    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

blemain adding £1000's in charges - help


marco23
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 799 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

claim form is a last resort. get all your paperwork sorted and go through procedure first. Or youll fail. hard.

 

OK, tomorrow i am going to pay a lump sum into each account this will reduce the loan balance and put the loan back on course for ending in ten years,,i have printed out the SAR form and this will be posted tomorrow. is that all i need to do for now???

Link to post
Share on other sites

i wish you well marco23 take care)

 

martin do you know what RED HERRING means ? i think we just had one.

 

because of my claim site team i am very sorry if you get sleepers etc its properly cos my case will really shake blemain, and at the end of the day,

 

its long overdue sorting them out and my life under games of blemain has to end and thats that.

 

I wish mark well who just posted and us claimers will carry on).

Link to post
Share on other sites

Yes i am aware of what a red herring is, maybe you could elaborate why you think there is one?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

The only bonus marcus will be blemain properly havng to pay all BONUSES back,

im not on about our REFUNDS

im on about what blemain got for colour code loans.

 

 

I certainly would nt call what i had stolen from me a bonus anything coming back.

 

 

Im sure you know blemain well and the tricks they play.)

like the mark from blemain that came out to my home

he told me he had worked for blemain over 12 yrs, this was from when all the loans that are now in court were done.

 

 

Thank heavens for courts and judges, or the customers under blemain, would stay all dictated too and no way out or get release.

Link to post
Share on other sites

Hi martin2006 ive been wishing for more rain, as few days ago late at night a car went past my home

there was a loud bang

 

i went out and a large container with black engine oil in hit my pavement and spun round and put all oil everywhere it landed at my neighbours over hers too.

 

Oil still outside .

 

The container was put in neighbours bin now and dustbin men took it.

 

I do have a question martin if i needed to talk to consumer forum do i email or what number is it?

 

 

I am ok at min, just asking really.

Link to post
Share on other sites

Just looked up on line how to get engine oil off, says use washing detergent so next we have bubbles out there. Im sure my neighbours young 4 children would come out and play with bubbles everywhere thinking its fun time? not. bless them .

Link to post
Share on other sites

cat litter or sawdust

or all the better ring police 101 and tell them there is oil on the highway and pavement

should you be doing anything about it as its dangerous?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

cat litter or sawdust

or all the better ring police 101 and tell them there is oil on the highway and pavement

should you be doing anything about it as its dangerous?

 

Thank you for reply dx100uk its not on road, thank goodness it landed over path and nextdoors garden ,once the children nextdoor gone bed i will go and put some cat litter on whats left now on pavement. My neighbour is parshally blind so she may fall if not all rest of it cleared up. Luckily i got cat litter in so thank you for tip. Nextdoor has had a lot of visitors this last wk and they park on her drive so any oil on the grass should be clear now, but nobody done whats oil is left on pavement ,its rained but not cleared all hopefully after tonights cat litter. Been just over wk now since it happened. Nextdoor s visitors next day first stuck the can next to my hedge/hers hedge which joins nextdoor garden to mine i saw where it was put next day, so i quickly picked it up stuck in her bin near hedge and i got oil over me. I will go out soon tonight and do path).

Link to post
Share on other sites

i was going to ask the other day but forgot-

these secured loans, can anyone explain to me how they work, i mean the repayment shedule,,with Blemaine does the balance not really start to come down until half way through the term

Link to post
Share on other sites

Marco you have a legal right and they have a legal duty to supply to you a full and understandable breakdown of your account, if it is not clear what charges / fees have been added then write and ask them to produce one.

Link to post
Share on other sites

  • 1 month later...

I have had numerous dealings with these.

 

 

These people are bullies and sharks

-they will do anything they can to either eat into your equity

-try get rid of you

-threaten court action constantly.

 

 

I must have been in court with them 4 times and they have never won

-now they are at it again

 

 

-stand up to them they will try wear you down but stick up to them

-NOBODY LIKES A BULLY.

 

 

I wrote and ask for a detailed explanation of all charges on my account over £30

suddenly they refunded 10k to my account quoting 'HUMAN ERROR'

 

 

I suggest everyone who has any dealings with this shower does the same.

I will keep posted about my latest drama with these Sharks.

Link to post
Share on other sites

  • 1 year later...

hi again to all,not been here for a while, anyway here goes-

 

I have two accounts with Blemaine Finance/ Together, both accounts are serviced up to date however i have had charges applied when i lost my job around 7 years ago, i have been chipping away at these over the years to stop the interest mounting up, i want to look at reclaiming the charges 'if that's possible' the charges are described as follows-

 

Multiple letters at £35.00

Dishonoured receipt charge £35.00

Cancellation of building insurance £75

Building insurance block policy charge £30

Building insurance £30

Monthly arrears charge £33

Letter £35

Visit £100

 

These are not one offs except the visit, Total combined charges just about fall short of £3k.

 

if anyone could point me in the right direction as regards to reclaiming it would be most appreciated

 

thanks to you all

Link to post
Share on other sites

Thread title updated.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 years later...

Hi folks, ive not been on for some time, hope the mods are all well

 

Just a few thing if anyone can put some light on-

 

Im 10 years now down the road with 2 loans taken out with Blemain Finance (now Together) , so not long left on them before they finish,,

 

since taking the loans out i had a period when i struggled to pay and falling into arrears which resulted in the accounts being bombarded with charges this being around 3k, this was built up by fees for letters and a visit and interest  etc,

 

thankfully these are now paid off and the two secured loans are on track to finnish on time

 

, i have recently received a letter advising i'm hitting retirement age and this could impact my repayment capacity as income generally drops and if i fail during these remaining years they could reposess,

 

would anyone know if this could be regarded as irresponsible lending by B/F as they had sold the loan to me knowing i would enter into this retirement period?,

 

also would i have any chance of reclaiming the charges back or part back?, if anyone can recommend a company who deals with this kind of stuff that would be appreciated 

thanks  

Edited by dx100uk
Format
Link to post
Share on other sites

Threads merged for history..4rh time..

 

no one has tried, and we cant/dont recommend CMC's

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...