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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Pensioner 'ripped off' by 2nd hand record store.


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Visited my mum tonight like I do every week, she is 80 and suffering from the onset of dementia.

Last week she had mentioned she loved the movie Dirty Dancing and would like to get the music from it so she could play it at home.

 

When I walked in she was all excited saying she had bought the music from a 2nd hand record shop.

The first problem was she had bought a 2nd hand copy on cassette and does not have a cassette player.

She then tells me she has to return to the shop on Monday to pay the rest of the money for it as she did not have enough on her when she was in the shop.

 

I had a look at the cassette and the price on it was £3.99 reduced from £4.99.

My mum said she had paid £20 towards the cassette and the guy in the shop had taken her name and address and also asked for her phone number but she could not remember it and told her to bring in the remaining £19.99 on Monday.

 

Now I know people will say how would anyone think the price of the cassette would be £39.99 but my mum does not have a clue what sort of price these sort of things sell for.

 

I was going to go into the shop tomorrow but it's closed, so I'm trying to get some time of work to go in with her on Monday.

 

Not sure about the best way to deal with this.

Any advice I give is honest and in good faith.:)

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give him the chance to back out gracefully?

 

I believe you have made a mistake when reading your price label.

and politely smile at him.

 

what devices does she possess?

I wouldn't recommending a cassette probably last about a week being of that age.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I would be very cautious about the whole thing. I suggest that you go into the shop with your mother and keep it very nice and polite. Make enquiries and find out exactly what happened. You never know, maybe your mother hasn't quite remembered the story correctly. I would be recording the whole thing. If you find out that your mother has been ripped off then I would explain very politely to the guy about your mother's condition and suggest that for the amount of money at stake, he ought to let it go. If he insists on getting his money then it's up to you to refuse if you want, but I would make it clear to him that everything has been recorded and it will be put up on YouTube and linked on this forum as well as being on Twitter.

 

If you discover that it is a rip-off then let us know the name of the dealer.

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Well Bankfodder looks like you were spot on, thank god I did not name and shame, went into the shop with my mum and spoke to the manager who I would say is in his 70's.

This is the 'young man' my mum said had served her, the manager asked me if I was in to pick up the 'unit', I didn't have a clue what he was talking about.

 

He explains that my mum had ordered a 2nd hand cassette player unit with radio and had put down a £20 deposit on Friday and would pay the rest today.

I asked my mum but she denies ever ordering it, I know by the managers reaction he was telling the true story.

 

The manager then says he does not normally return deposits but would in this instance then my mum tells him she want's to keep the £3.99 cassette.

So we leave the shop with my mum's £16 from the deposit and an old 2nd hand Dirty Dancing cassette tape.

 

Looks like my mums in a worse state than I had thought and needs a good deal more watching in the future.

Any advice I give is honest and in good faith.:)

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Can you not spoil her Maroon and get her a CD player with the CD version...all that PPI you have won:-D

 

Andy

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Can you not spoil her Maroon and get her a CD player with the CD version...all that PPI you have won:-D

 

Andy

 

Already got the player, just need to get the CD now :)

 

She will only listen to it when I visit because she does not have a scooby how to work it !!!

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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£3.....

 

https://www.amazon.co.uk/Dirty-Dancing-Eric-Carmen/dp/B000026F9F

 

Keep the cassette though it worth £41 from Amazon

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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  • 8 months later...

Thought I'd update this, my mums been diagnosed with Alzheimer's and Vascular Dementia she's been staying with me since April, caused so much stress in the family she's in a Care Home for respite at the moment and she is loving it, after a wee boxing match with my wife Social Services have agreed she cannot return to my house and I have a meeting with them and the Housing Department on the 15th with a view to getting my mum somewhere permanent.

 

I'm hoping we will have her settled by Christmas.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Scott so sorry to hear about your mum dementia is a cruel disease, i have total respect for you caring for your mum as you say very stressfull, as you say your mum is in respite and loving it,just want to say and i hope you don't mind when you go view care homes ask as many questions as you can think of.. eg do they have choices of meals do they have activies in place if you go to look around in morning go again in the afternoon and check their cqc report online talk to the carers.

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