Hello,

This is an addition to another thread I had on a £5500 Barclaycard credit card which was transferred to debt collection agency,

which I ignored, and have not corresponded with at all.

I responded saying that they had given up but I suppose they haven't.

The debt gets transferred to Robinson Way,

why I don;t know,

but then I carried on not responding to letters or calls.

Then I get a letter which I open and it says that they will send it to a solicitor (howard cohen) who will take legal action....

Can this solicitor take successful legal action?

I don't know why they would not have done this in the first place and gone so far to get me to pay them.

Is this solicitor in any more power to get me to pay than the DCA?...

Thanks

It states " may " be transferred to Howard Cohen in 10 day.......not will

Last ditch attempt to get you to play the game.

Andy

Aah. I did neglect that, I admit I am a bit unsettled since I am in new territory. I am thinking of the worst case scenario though just in case, not that I am calling for it.

Thanks Andy

Howard Cohen- wasnt he that Canadian singer/songwriter who died last year? Dont recall him recording Robbers Way, maybe my way got too hackneyed

They tried to call me again just no, needless to say I didn't answer. I thought they weren't going to contact me after my time is up... Not sure how to take this. Just FYI.

Hi PP,

They'll do anything to try and get money from you.

Continue to ignore calls but keep us posted.

I sure will.

I was only confused because they sent the letter 18th Feb and it is now the 11th day today (after my 10 day time limit to respond to them),

they said "without further notice" yet they tried to call me, presumably to give me notice.

Either they are lonely or they are setting me up to be a real bad boy by not complying at all.

Either way, watch this space!

Tx slick

Another update. They called me AGAIN! during the day, I checked the number and it was them. What I find strange is that they said they would not contact me and pass it to the solicitiors, but... OH well, make of it what you will! Not sure how to take this, but I am expecting some letter of some sort.

Hi PP,

Like I said above, they'll do anything to get money from you.

Stop worrying about what they say by phone or letter ! Just ignore them and let them make their threats.

What they say, and what they do, are often very different things.

I answered my phone thinking it was the MOT garage yesterday, and someone asked to speak to me, I said who is speaking and she said xyz from RW, and I hung up. Have I shot myself in the foot? Because they haven't rung again today?

Hi PP,

No, you haven't done anything wrong.

If they call you again and get to talk to you, just refuse to answer anyData Protection Q's and hang up.

Hi Slick,

I was not sure if by saying this I have condemned myself to their eternal power (by their estimation) and they see this as some form of "confession" to go and send to the solicitors.

Seriously, if I wasnt waiting for the MOT to call,

and I saw what number it was I would have ignored it.

The devil got one over me that time.

they are not bailiffs

and phone ack's don't count anyway...

Er, now I am confused. I just got this letter saying they will reduce the amount by £2000 if I pay now... I thought they were going to do the solicitor unless they intend to afterwards.

Here is the letter.

Its a discount letter

Ignore then

They all come from the same printer

I've removed it

As upload should be in PDF and be redacted inc barcodes

I got a letter from hoist finance uk holdings that is notice of assignment.

It says that thy are the data controller for collecting oustanding balance, if I settle with robinson way do still have to pay hoist.

I want to contact robinson way because they gave me a reduced settlement which I can pay to get rid of this.

Id prefer to take them on but given my other fix, I am a bit reserved.

Is it a good idea to still ontact them despite this notice of assignment?

er no!!

its just shuffling of assets around the group.

dx

Right, thanks. I'm not quite "on form" to say the least.