I am going to post the letter to HP tomorrow. Although they sent the NOA and marked my file they have not sent any letters asking for any money yet.

I have now sent a letter to HP and also disputed Noddle report on CR file.

Waiting to hear from Experian as well regarding my request to remove it.

Apart from the NOA from HP I have not heard from them.

Do I need to give them 14 days to reply?

If your letter didn't specify a time for them to reply, give the 14 days then chase.

Thanks Slick. No I did not specify a time limit.

I await for their response. No doubt Experian and Noddle will raise the issue with HP as well.

Had an update from Experian today

to let me know that HP has not responded to their query within 28 days so they are surpressing the details

if they do not hear from HP for another 14 days they will delete the default note.

I found a DN sent by BC which is a reconstructed DN.

So HP will have trouble finding a legally acceptable DN.

I have not written to ICO yet as I was hoping to hear from HP.

Looks like they are not going to respond.

So I think I will write to ICO now.

Yesterday I sent a letter to ICO complaining about the incorrect details that HP has put on my CR file.

Experian said HP has told them that I should contact HP.

But I already sent a letter to HP so not going to contact them.

Wait to see what ICO says.

Hopefully Experian will remove it after the 14days has expired.

The ICO may take some time to deal with your letter.

Thanks Martin

Last month Experian said that they were surpressing the info.

Then on Friday I had an email to say that HP wanted me to contact them.

Guess I would have to wait another 14 days or more,

I noticed that the Default Note put on CR file dated 30/11/11, does this mean at the end of Nov this will disappear.

If that is the case I do not need to worry about it or as in the cases of lots of posts that I read here they seem to come back again after few years?

Some of the cases go back to 5/6 years

- it is amazing what these people to do to stress levels of poor customers.

When you think that you have done your best to keep everything under control there comes another problem out of the blue. Unbelievable!

vanishes on its 6th birthday from CRF

doesn't mean its not owed mind if not statute barred

Thanks DX.

As far as I am concerned there is no debt.

I had a letter from Experian telling me that they put a note in the file, and asking me to contact HP.

Also had a letter from ICO stating that they are looking into it and asked me more information which I am going to send over tomorrow.

This has been going on since 2014.

Also had a letter from Robinson saying that they are investigation and will let me know in 14 days.

Don't know what is there to investigate.

They should ask BC and they will tell them.

Totally unnecessary wasting people's time and energy on these matters stressing people for no good reason.

well what you think an the truth are 2 differing things.

if you think you paid it off

then check the sar for that proof.

else it'll be 6yrs from your last payment.

its sometimes better not to blindly send off letters or requests to powerless dca's without asking here first

only creates pointless letter tennis.

I had this dispute for a while now.

If BC trying to link the alleged debt to a BHS card then the balance is wrong.

Before I knew this site I was actually paying to a DCA and I paid it off.

I paid by direct debit and I also paid by card.

My issue is in SAR dcouments they sent me mentioned platinum master card which I never had and it has got a different card no.

Also I never received a default notice from BHS or BC.

Before I knew this site I was actually paying to a DCA and I paid it off.

prove it bet it went in their pocket

who was the DCA then?

It was Credit Solution. Unfortunately I don't have their statements, I do have my bank statements so ok.

However, my point that I have been raising was that the SAR documents that sent me says platinum master card and has two different numbers.

The only BC card that I had was paid off and CR file says balance 0 that is ok.

I think BC trying link BHS with a platinum master card is wrong.

Also I never received any default notes any of them.

Power2contact or credit solutions holdings ltd

yep that went in mr hugh pierces pocket so they'll be no record of you paying it off anywhere bar your own

I paid them in 2010-2012 so have they gone bust or something?

I never bothered about their statements because I had my own statements.

Thanks DX for the info.

I will check this out.

I did not know this site existed in 2010.

I wish had known this before.

I know now not to trust them.

Update

- received a letter from Robinson saying that my complaint being upheld as they are waiting for some information from BC.

Also said that they bought the alleged debt in good faith and had no idea about the dispute.

They want me to send them a £1 for CCA.

I know the DN will go off the CR file on 30/11 and they may use that £1 saying that I paid towards it.

I am not going to send them anything.

They had all letters in the past CCA letters sent to BC and Hoist so not going to fall for that letter.

I received a letter from BC asking me to call them.

I think HP may have passed this alleged debt back to BC.

I sent a letter asking them to put everything in writing as I do not wish to discuss anything over the phone.

I can see this saga continue for a long while.

robbersway are hoist

dx

So RW is the DCA, and HP is the owner.

Then why can't HP respond instead of getting RW to send out letters?

So far I have not had any letters directly from HP.

it doesn't really matter who sends out what.

I am not going to send any letters until I hear from BC.

They said that they have 56 days to reply.

When is this ever going to end?