Jump to content


  • Tweets

  • Posts

    • The funds were taken by eBay, rather than Paypal.  I presume Paypal collects the funds from eBay, and so eBay then sting me for the money.   But either way, before this money was taken from my account, my eBay account balance showed as -£85.  Yes, my bank account has been debited by this amount. eBay say that they are completely removed from the chargeback process, because it is carried out by the buyer's financial institution.  So, conveniently, they cannot help, other than by refunding the chargeback fee of £14. 
    • Perfect, thanks for the detailed response. Once question, do you know how long it takes for the breathing space to get applied? Say for example I have payments due in 4 days and I apply today how does that work? Also, sorry for sounding stupid but what do you mean by default once the breathing space is in place? I mean what does "Default" mean.  After the breathing space is over and I wanted more time, what would happen? I can and will afford the payments after a few months but I just need that breather to sort some stuff out, as I have said I have never missed a payment. Sorry for the many replies but after doing a quick search, correct me if i am wrong. If it then does go into default and it goes to a collection agency am I right in saying they will send many letters and they may consider a claim? and I should only response if an official MoneyClaim is made? Also, If it does go into default does this severely affect my credit score? or will this only be in the case if a CCJ is applied.
    • there isn't one yet use the default mentioned already there. that covers all 3 debts as i assume the PAPLOC is for all 3 debts? dx  
    • a chargeback via a paypal account used in an ebay sale doesn't usually result in funds being sucked from your bank account,  just that you attain a paypal negative balance. as you saying the money was taken by paypal from your bank account without you authorising this? or is it directly the buyers name that is shown? regarding the chargeback but either way you bank account HAS been debited? dx  
    • what solicitor is the PAPLOC from? then just search xxxx snotty letter dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

CCSCollect chasing me on behalf of DVLA


karel35
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2380 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

I have a small camper van that I don't use in the winter, so it is on my private drive and I don't tax it for 6 months. I can see by doing a check that this year I forgot to fill in a SORN and it was due to be taxed in November.

 

I cannot remember any reminder coming through, any letter from the DVLA saying the vehicle was not taxed or any fine from them. All I have is a letter from a debt collecting firm CCSCollect asking for £80

 

Non-payment of this penaly is a Civil Offence under Section 7a of the Vehicle Excise and Registration Act 1994. We request you pay £80 within the next 7 days from the date of this letter.

 

If I have to pay then fine, it is my fault, I just want to know if I should pay these direct, not pay and deal with the DVLA, take it off the road now and ignore the letter. I am just very weary of debt collecting companies and dealing with them.

 

Any advice?

 

Thanks Paul

Link to post
Share on other sites

DCA's have no legal powers whatsoever

And even less!!! On a govt debt

 

Deal with the dvla

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

If they have no legal power then why do the DVLA use them?

 

By dealing with the DVLA, do you mean ring them and pay the fine, I'm confused as the DVLA have not sent me anything so I don't know how to deal with it apart from going through this debt recovery company

 

Thanks

Link to post
Share on other sites

They use them because they are a cheap form of debt control....but they have no powers in as much as it could be the milkman asking for the same amount.

 

Ring the DVLA with your details and ask what is this about and why have you not been informed.

 

Regards

 

andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

because its cheaper than court

or more probably

they know they wont win

so use DCA's to spoof you into paying.

 

a DCA is NOT A BAILIFF

and never can be

they can always be safely ignored when their letters say 'our client.'

 

only deal with the DVLA

didn't say pay them, ring them and findout what its all about

 

Non-payment of this penalty is a Civil Offence under Section 7a of the Vehicle Excise and Registration Act 1994. We request you pay £80 within the next 7 days from the date of this letter.

 

as you'll see from your quote they are requesting payment

not demanding it..

 

just remember though

since the changes ro the road tax system last year? there are no longer any reminders sent out.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Ring the DVLA with your details and ask what is this about and why have you not been informed.

 

But I guess I don't have a leg to stand on if I forgot to SORN it? So just admit and pay what penalty they tell me to pay?

 

Sorry just confused what to say to them

Link to post
Share on other sites

Ring the DVLA with your details and ask what is this about and why have you not been informed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

If thats what it is so be it.......but pay DVLA Direct...cut the milkman ooops I mean CCSCollect out.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

because its cheaper than court

or more probably

they know they wont win

so use DCA's to spoof you into paying.

 

a DCA is NOT A BAILIFF

and never can be

they can always be safely ignored when their letters say 'our client.'

 

only deal with the DVLA

didn't say pay them, ring them and findout what its all about

 

Non-payment of this penalty is a Civil Offence under Section 7a of the Vehicle Excise and Registration Act 1994. We request you pay £80 within the next 7 days from the date of this letter.

 

as you'll see from your quote they are requesting payment

not demanding it..

 

just remember though

since the changes ro the road tax system last year? there are no longer any reminders sent out.

 

dx

 

I receive road tax reminders in the post. I pay at PO as I will not do DD because of problems like this.

 

Hi,

 

I have a small camper van that I don't use in the winter, so it is on my private drive and I don't tax it for 6 months. I can see by doing a check that this year I forgot to fill in a SORN and it was due to be taxed in November.

 

I cannot remember any reminder coming through, any letter from the DVLA saying the vehicle was not taxed or any fine from them. All I have is a letter from a debt collecting firm CCSCollect asking for £80

 

Non-payment of this penaly is a Civil Offence under Section 7a of the Vehicle Excise and Registration Act 1994. We request you pay £80 within the next 7 days from the date of this letter.

 

If I have to pay then fine, it is my fault, I just want to know if I should pay these direct, not pay and deal with the DVLA, take it off the road now and ignore the letter. I am just very weary of debt collecting companies and dealing with them.

 

Any advice?

 

Thanks Paul

 

Has anyone actually read this Vehicle Excise and registration act?

 

Can anyone be fined if their vehicle is not on a public road, regardless of whether they fill in a SORN or not.

 

Are the DVLA using corrupt profiteering tactics regardless of the law? If so, they need to be challenged. Isn't that what these forums are about?

 

These questions are critical to the outcome.

Link to post
Share on other sites

  • 3 weeks later...

I sent the DVLA an email and explained I have had no correspondence about this matter and won't deal with the Debt collector , this is their reply

 

If you have received a penalty letter from a debt collection agency, sent on behalf of DVLA, you should follow the instructions on the letter you have received.

 

Any view?

Link to post
Share on other sites

Ask them which legislation/Law does that conform to and which particular Practice Direction?

 

Oh and ask for clarification what is a " penalty letter " ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

They said if you want to challenge then do so by post, should I ring or post, email ? If I ring I could get myself in knots as I'm not sure on the law

 

 

Am I actually challenging this or just not paying the debt collector? The last thing I want is extra fines, but 100% I never had any reminder or any letter asking for payment from the DVLA

 

Just not sure where I am going with this

 

Thanks again and sorry for all the questions

Link to post
Share on other sites

Email back as Andy advises

Bottom line ignore the dca powerless can't add anything...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The £80 Late Licensing Penalty - s.7A, Vehicles Excise & Registration Act 1994 - is treated as a civil debt due to the crown, which is why the DVLA employ debt collectors to collect it on their behalf.

If an appeal is not accepted, and the penalty is not paid, the matter could become a claim in the County Court. An alternative is prosecution for keeping an unlicensed vehicle - s.29 of the same act.

Link to post
Share on other sites

  • 7 months later...

I know this Thread is a little old so please accept my apologies for adding to it, if you need to make a new Thread I'll be more than happy to, but I have a question/situation which hopefully someone may be able to help me with.

 

I inadvertently forgot to tax my vehicle, my fault, hands-up, moved house, lots happened etc, I admit it, anyway, I came beck from work one day to find an 'untaxed vehicle' sticker on the windscreen, immediately, that day in fact, I both taxed & also MOT'd my vehicle.

 

Go forward a few weeks & I get a letter from CCS Collect, a debt collection agency who tell me they are chasing a fine on behalf of the DVLA & that I must pay an £80.00, I paid it, & thought nothing more of it.

 

Today I get a letter from the DVLA, it's a 'Single justice Procedure Notice, I have a number of choices, plead guilty, not guilty etc etc.

 

Now, I assumed, perhaps incorrectly that because I had already paid the £80.00 requested by CCS Collect, a debt they were chasing on behalf of the DVLA that the matter was closed, now I am being told another fine will be imposed by a magistrate in this Justice Procedure Notice :mad2:

 

I'm confused as all hell, if someone could PLEASE guide me, tell me I'm missing something or the best way to proceed I would be eternally grateful!

 

Thank you in advance guys!

 

BRITKO

Link to post
Share on other sites

If you could start your own thread please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...