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Advice on Payday express


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Hi

 

I took a loan out with these guys and struggled to pay it. I did make a complaint with FOS and they declined my complaint (which surprised me as I was in default already with this company and in major debt)

 

However my account is in limbo land. Instead of defaulting the account they keep putting on my credit file its a late payment.

 

My main issue, I have the money to pay. They won't take it (i have offered since December). I have asked and they keep giving me a standard answer advising they are waiting for the FOS to reply, I tell they have and they go quiet. I sent a faster payment to clear the debt and it was returned. I made a second complaint regarding customer service. Terrible company.

 

Any suggestions?

 

thank you

Edited by crazyfj
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tell the fos what is going on

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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