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Results 1 to 14 of 14

Thread: Mbna ppi

  1. #1

    Default Mbna ppi

    Hi All
    Just got my SARicon back from MBNA. CC taken out 1998. Defaulted 2003. Informed no CCA which is good to know as DCAicon chasing and have been cca,d.

    My question is the statments show payment protection insurance as well as penalty fees for late payments and over limit. Is it too late to claim these back?

    Many thanks


  2. #2

    Default Re: Mbna ppi

    probably not
    but penalty charges that are not as a direct result of PPIicon might be.


    a long read but:


    http://www.consumeractiongroup.co.uk...light=MBNA+PPI

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    DX
    RIP Martin3030

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  3. #3

    Default Re: Mbna ppi

    Thanks for the info dx will have a read


  4. #4

    Default Overlimit and Late Fees

    I am currently in process of claiming back PPIicon on a MBNA card - they have tried ringing me last week regarding this having already confirmed there is PPI on the account. I have noticed in my SARicon that I was charged numerous times for over limit and late fees these ranged from 15, 18 and 20.

    Couple of questions please - is it wise to talk to them on phone as I have heard they cam be quite awkward. Also can I claim back fees?


  5. #5

    Default Re: Overlimit and Late Fees

    You can reclaim then. You may have a struggle, but they can be reclaimed. And when it comes to financial info, always do it by post, unless you have the ability to record the phone conversation in full.

    Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..


    If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks
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  6. #6

    Default Re: Overlimit and Late Fees

    Thanks renegadeimp, I dont really want to talk on phone in case I slip up. I do have the ability though to record phone callsicon. How do I go about claiming back the fees - I have the details from my SARicon?

    Many thanks for help!


  7. #7

    Default Re: Overlimit and Late Fees

    I would await the result of the PPIicon claim
    hope you used a spreadsheet and the fosicon questionnaire, not simply a speculative letter.

    you may well find some of the charges are refunded under the PPI claim, as without PPI, at that date of each charge, you might not have been overlimit or needed to pay anything so the late fee was bogus.

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
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    DX
    RIP Martin3030

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  8. #8

    Default Re: Mbna ppi

    old and new threads merged.

    post 2 seems to have a useful link regarding your question.

    dx

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  9. #9

    Default Re: Mbna ppi

    Thanks DX I will have a read of the Link. I used MBNA online form for the PPIicon but have a spreadsheet from this site to compare against what they come back with.


  10. #10

    Default Re: Mbna ppi

    you should know better than to use OC PPIicon Online forms.
    this is why they are phoning you
    they are incomplete by nature and require further input
    this is where they limit your reclaim or wipe it out all together by asking loaded questions.

    dx

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    RIP Martin3030

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  11. #11

    Default Re: Mbna ppi

    Ok my mistake - can I send the fosicon questionnaire or it too late.


  12. #12

    Default Re: Mbna ppi

    did you retain a copy of the MBNA online form you filled out?

    dx

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  13. #13

    Default Re: Mbna ppi

    No I didnt get the option - I will e mail them for a copy


  14. #14

    Default Re: Mbna ppi

    Hi All

    I have had an offer back which is more than I calculated - however they have not refunded any overlimit or late fees (these ranged from 15, 18 and 20). Should these have been refunded with PPIicon or will I have to raise another complaint. donationicon will be made when my payment arrives.


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