Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


Results 1 to 10 of 10
  1. #1

    Default Shaunboy Vs Royal Bank Of Scotland

    The Royal Bank of Scotlandicon have made me a offer of 515 pounds but they owe me 3k now I have accepted that offer as part payment, that was over 2 weeks ago, and not heard a thing since. So I have made a appointment with a solicitor to see if I have any chance of winning my case ( first half hour free ) can anybody else tell me if I am doing the right thing as I am not legally minded and not sure what I am doing.

    Similar Threads:

  2. #2

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    shaun

    If you follow the instructions on this great site loads of people have won without the need for legal help. If you read through some of the longer threads and in the success forums you will see what the banks do and how people have responded.

    Good luck - let us know what the solicitor says.

    Biffinplate

    My Lass - Barclays Bank
    MCOL 24/10/06 2524.47 + 40p per day
    Court date 5th March 07
    Barclays offer to settle in full, Just waiting for my cheque


    Me - Barclays Bank
    MCOL 8/11/06 2155.17 + 34p per day
    Court date 4th April 07
    Court bundles delivered 26/02/07

    RBS - Sorted
    Cap One - Sorted & default removed, just waiting for cheque
    Barclaycard - S.A.R - (Subject Access Request) Sent
    Follows
    0
    Following
    0

  3. #3

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    Shaun, Its probably not necessary to see a solicitor. What stage are you at with your claim? If you let us know what you've done so far and how far along you are we can help you on here.

    ~ I'm a lover, not a fighter... well, most of the time ~
    Follows
    0
    Following
    0

  4. #4

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    just letting you know that i have been to the courts to hand in my N1 claim formicon had enough of waiting bank took to long i give them 14 day they replyed back saying the were looking into my claim and i waited another 10 like they asked still no reply so the courts here we go


  5. #5

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    got a offer though dont know weather ot except it or not


  6. #6

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    Did they offer you the full amount, Shaunboy?


  7. #7

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    no they took off the interset but with it coming christmas and having two kids its a hard decision


  8. #8

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    Only you can make the decision whether you could benefit from the money now or if its worth holding out for the full amount. Its really down to your individual circumstances. No-one will berate you for not holding out for the interest if its not in your best interests right now to do that. Obviously kids+christmas=spending! But if you think you can afford to hold out a bit longer then go for it. It's up to you All the best.

    ~ I'm a lover, not a fighter... well, most of the time ~
    Follows
    0
    Following
    0

  9. #9

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    Shaunboy:

    I'm still at the start of my own claim, so please don't take this as gospel...

    but from what I've seen posted by more experienced claimants, you are perfectly entitled to accept an offer from your bank (let the family have a better Xmas) - but including a proviso in your letter accepting their offer which will basically say that you are still entitled to pursue the bank for further cash, ie: the interest they still owe you, or anything else you feel that they've taken unlawfully.

    This would mean you get money ASAP but still keep your options open regarding getting more of your money out of the bastards!

    I hope a more experienced member of the forum who has done this succesfully will reassure you here.

    mfp.


  10. #10

    Default Re: Shaunboy Vs Royal Bank Of Scotland

    Shaunboy,

    I've re-read your first post, and it sounds like you've already accepted one of the bank's offer as a partial-payment...

    If they are offering more, now, then surely you can accept and move on to court papers, which will force them to pay up the rest?

    Not sure what your process has been, though.

    Have you seen this, though: http://www.consumeractiongroup.co.uk...ent-offer.html

    mfp.



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
We use cookies to personalise content and ads and to provide social media features. We also share information about your use of our site with our advertising and analytics partners. See details