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    • and Brexit Britain err EU Greece becomes first European country to ban bottom trawling in marine parks   Greece becomes first European country to ban bottom trawling in marine parks | Fishing | The Guardian WWW.THEGUARDIAN.COM The law will come into force in national parks within two years and in all of the country’s marine protected areas by 2030  
    • Good on them for following the rules. They still haven't proven that I'm the driver though right? I also checked the council's website and there's no planning permission for the signs. No luck with the organ grinder. I think I'll need to take this to court and win to prove my point to the other freeholders.
    • Isas already allow you to earn tax-free interest on up to £20,000 each tax year. But under recent reforms, they are now supposed to be more flexible.View the full article
    • The NTK is pretty good at complying with the Act  as is the Notice to Driver so no help there. I seem to remember OPS getting hammered by a Judge [in brighton I think] so they seem to have tightened po their act since. The organ grinder is the MA and the monkey is OPS.
    • @jk2054 and @BankFodder - Your feedbacks in posts #199 and #202 have been incorporated into the attached WS. As usual, amends are in blue in this draft. Based on other WS drafts I've seen where the issues in dispute are part of the WS, I built my first draft WS in the same format and hadn't seen it to be an issue before. You will notice that the 'witness statement' has been replaced with 'Claimant's Statement' so that issues in dispute does not need to be on a separate page before the WS. This is especially given the work that has gone in to reduce the size of the WS to 8 pages. Also thanks for the suggestions re: confidentiality - I agree with your views and will stand firm on this if a condition of confidentiality is brought up. I have not been approached by Evri on this forum or by email. I haven't yet had success in paying the hearing fee. I am calling the court as often as I can (during work breaks/lunch etc.) and have sent 2 emails to the court requesting a call back. If i don't have any success by the end of this week, I'll send another email chasing for a call back. @BankFodder - Also attached is an invoice from Packlink which shows that I was charged by Packlink for these services: "drop-off at EVRi - Next day delivery" and "Proof of Delivery". It also has the payer's address and there are "Origin" and "Destination" fields which have the postcode of the sender and the recipient (I have redacted personal details in the attached invoice).  I am already including this in my evidence bundle (without the redaction) but wanted to share this redacted version so that other people can consider this as example in their bundle of Packlink and Evri's contract being instigated by the sender of the parcel who has paid for the service, and further shows that there is information in the invoice to identify that a third party beneficiary (sender / recipient) is present in the contract between Packlink and Evri. If this invoice is no good, then please let me know / delete it from this post. Draft - Witness Statement and Court Bundle redacted.pdf Packlink invoice - REDACTED.pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advice on offer from Wonga


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I have been trapped by payday loans for years and have finally seen the light and stopped the cycle. I will never take another payday loan again.

 

I have payment arrangements with a few and put in an affordability complaint about Wonga and QuickQuid who I borrowed from month on month for years.

 

I am yet to hear back from about QuickQuid.

 

I had 23 loans in total from Wonga but only the last 3 were in the last six years. The last which I had defualted on was written off by Wonga without me making a complaint. I also received a small refund (less than £100) because they had made an error in calculating my interest.

 

I know that the ombudsmen generally doesn't look into to older complaints but I was advised by the debt camel website that as my loans were month on month they might not be treated as a single borrowing decision and they might look into them as a whole. There is also the caveat that complaints within three years from when the consumer knew, or could reasonably have known, they had cause to complain.

 

Wonga have contacted my adjudicator to offer me £193 for loan 22. The adjudicator has advised me that.This offer has been made before they have been able to look into the facts of my case. So they are unable to say whether I would’ve recommended the offer

amount they are making me.

 

If I accept the offer it will be full and final settlement of my complain and I will not be able to take the claim further.

 

I am not sure what I should do. Money is tight and the money would come in handy. However, if they looked into earlier loans I think the refund would run into the thousands and I would be able to pay all my debts off and get these people off my back forever, as well as pay off a credit card and catalogues which are in arrears.

 

Do you think I should hold out for more or take the offer?

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