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    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
    • Less than 1% of Japan's top companies are led by women despite years of efforts to address the issue.View the full article
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Currys - Faulty goods repair already, failed again, want full refund!! **full refund given by headoffice**


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Hello.

Many thanks first of all for the option to join.

(I suspected there would be an active forum for those seeking some pointers with regard to consumer rights!!)

 

I did a little research before visiting Curry's today with my "complaint" but remain, for the present, in limbo:

 

In August 2016 we bought a De Longhi coffee machine (on-line) which developed a fault,

in that it was intermittently ditching the contents of the machine's reservoir of around 1.5 pints of water over our worktop. (not ideal when electrics are involved)

 

We took it back to our local Curry's (November) and it was returned to De Longhi for "repair."

 

On return,

all appeared OK but the same fault recurred (December) and returned it once again.

 

Having done so for a second time in 4 months,

I was aware that I was now entitled to a refund or exchange.

 

I stated that I wanted a replacement.

Unfortunately they no longer stock the same model,

(with the nearest match nearly twice the price)

and advised that I should return it to De Longhi personally.

I refused, and

 

initially, they declined even a refund.

I disputed this and they eventually relented.

 

However, I stated that I wanted a replacement as a refund would leave me disadvantaged at having to pay more.

 

Management become involved,

and between us we agreed that they could e-mail De Longhi asking if they would be prepared to replace it.

 

I anticipate that they will,

if not with the same model, with an equivalent.

 

Should they refuse, I would like to know my rights ahead of their reply..

. if anybody can advise?

(I imagine in this case that Curry's themselves would be obliged to offer an alternative, even if that were to be their closest match at their expense?)

 

Many thanks in anticipation.

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outside of 30days from purchase

there is nothing which allows you to dictate what the retailer must do

 

 

they have the option to refund.repair.replace at their discretion.

 

 

dx

Edited by Andyorch
typo

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the reply - BUT, according to Which, the Consumer Act of 2015 states (outside of the 30 day period) .....

 

"If a repair or replacement is not possible, or the attempt at repair fails, or the first replacement also turns out to be defective, you have a further right to receive a refund of up to 100% of the price you paid or to reject the goods for a full refund"

 

...or... again according to Which ....

 

"If you don't want a refund and still want your product repaired or replaced, you have the right to request the retailer makes further attempts at a repair or replacement."

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the key word here is 'request'

 

 

the initial issue here is the product first went wrong outside of 30 days.

the fact that the repair 'failed'

in effect has no real bearing

other than is might sway things to your advantage.

 

 

if you'll get betterment is another thing

you could offer to pay the difference to a newer model

or

indicate why cant the manu do a GOGW and cover that.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Beyond the 30 day period, during which you have what is called – a short-term right to reject, if a fault develops in the first six months then there is an assumption that the defect existed at the time that you bought the item. During the six months, as has been explained to you, the seller has the right to attempt a repair. If that attempted repair fails then you are entitled to have a full refund. It seems to me from the legislation that you are not necessarily entitled to have a replacement if that means that you end up at greater financial benefit. I have to say this seems to me to be contrary to the normal principles of contract which are that you would normally be put into the position that you would have been if the contract had been successful – and that would mean that you should be given a replacement even if that was more expensive.

 

I think it probably needs looking into. Let us know what you find out

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  • 2 months later...

Just thought I'd give an update on my complaint, outlined above....

 

On return, Curry's maintained their stance in-store, refusing to give me a refund.

 

However, I stood my ground, and after an hour, when the manager (not that I believed her) was authorised by "the computer" to issue a refund. Regardless, I complained to Curry's as to how my complaint was handled.

 

I later received a telephone call from Curry's head Office Customer Services manager, who in turn had sought advice from their own litigation department.

 

It turns out that my complaint was, in the words of their litigation advisor "bang on." In the absence of their ability to offer a replacement, and the fact that it had previously been repaired entitled me without question, to a refund.

 

The management at the store were wrong in insisting that they could send it off for a second repair, or, as they did, offer a credit note.

My rejection of the product was absolutely correct.

 

The Customer Services manager at Head Office explained that this was not the way Curry's would normally deal with such complaints, and that I should have been dealt with within a few minutes.

 

Furthermore he issued additional compensation for my inconvenience, adding that the staff at the store would be "dealt with," though this understandably would be confidential.

 

And so, though they do have a right to replace (which was never disputed) If as they were, unable to do so they must in these circumstances issue a refund.

 

They DO NOT have the option to insist on a SECOND repair.

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brilliant result.

 

this will help numerous posters in the future.

 

we indicated they had a choice

IMHO they made the right choice and it under lines what we have always thought.

 

local managers need retraining!!

 

well done.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Many thanks for that.

And, to reinforce your own point:

 

When I took the machine back following the failed repair

I had printed out a section of advice from 'Which' outlining what I was entitled to, just a dozen lines or so,

 

both the guy at the "returns" counter, and later the manager refused point blank to read it.

"We have our OWN policy" the manager explained,

to which I said,

"So you are telling me that your policy trumps the law ?" ......

"We've seen it all before" she responded.

 

This for me was the "light the blue touch paper" moment.

 

As you rightly say, local managers need retraining, and judging from the response from Head Office she and her staff will I'm sure be getting it.

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I was in argos the otherday.

collecting a parcel from an ebay purchase

 

 

at the next check-in was a lady with an xbox bundle she'd purchased for her grandson for many £100's at xmas

the thing had given up.

 

 

she didn't have her receipt and was told sorry we cant do anything without a receipt

even what I assume was some manager was called over he said the same thing.

 

 

it transpired she had paid by credit card and said she did not have that with her but could get her hubby to send a photo of it to her phone and was doing so.

this manager said, that wont do you need the receipt from us, it clearly says this in the sale of goods act.

 

 

well that's as far as he got, I had to say something and stated no it says proof of purchase.

guy had a terrible attitude and started the old its nothing to do with you

and you don't know anything about SOGA we've all been trained....

 

 

I stated well if you've been trained you'd know its now the consumer rights act and has been since 2015.

told her to do a section 75 she was dialling the card provider

 

 

when another manager appeared and said theres no need to do that we'll exchange now

we dont want external agencies getting involved it looks bad to head office.

 

 

one happy bunny was she.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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glad you got sorted.

 

for anyone else arguing with a dixons group manager, they can remind them that at managers conferance 2015 they were ALL given a personal bonus of £1000 each to stop arguing with customers and do the right thing.

sales and support staff werent issued with any extra bonus, nor were lower level managers only general managers or 'store directors' as they are called in the huge stores.

 

what they are scared of is, chargebacks. unauthorised returns affect the profit and loss report of the store and their own bonus for the quarter.

 

but its now in place that anything that has had 1 repair can be returned and overridden on the system, using the term CRA faulty returns as long as details of said initial repair at included with the daily paperwork.

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Many thanks for that insight Oliver....not like multinational companies putting profits before customer service:wink:

 

Andy

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