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Cabot and RBS Credit card Debt - Statute barred?


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I notified Experian yesterday that I was disputing the accuracy of the information that they held in so much as the debt is now SB. They have responded today to acknowledge my email and advise they have written to the parties involved. They've also put a note on my CF explaining that there is a dispute. Fingers crossed.

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  • 2 months later...

Experian have gone back to the original lender, RBS with my concerns and they have said i need to contact them to discuss. Experian also did the same with Cabot and they have stated that the information they hold is correct and I need to call them.

 

Guess I'll now be phoning them both tomorrow.

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never phone Cabot

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well yes we do have sb

The diff is its 5yrs and the debt is extinguished.dead.parrot.gone

Not like E&W where its 6, and they can still ask but no longer enforce through court..

 

Doesn't change default etc mind though

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Is not this debt already sb'd yes?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You dont need to phone cabot

Rbs are the ones to talk or write to

 

Once the rbs one is sorted cabot must remove theirs

 

The thread in post 15 has a letter

 

I was asking about Sb'd as you appear ed to think you can reset it..you cant

Once sb'd always sb'd

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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