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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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QuickQuid Irresponsible Lending


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Hi There

 

I raised an irresponsible lending claim with QuickQuid back in July.

At the 8 week point they replied saying they hadn't done anything wrong.

 

 

I raised it with fos who replied with their assessment in November.

The adjudicator upheld my complaint.

 

 

At this point quickquid said they wouldn't consider the loans i had prior to July 2010 as they had been taken out more than 6 years ago.

 

 

Fos said they should refund all interest plus 8% on my last loan and they would look into whether I should be refunded for the others.

 

 

Fos gave quickquid 2 weeks to respond.

 

 

I contacted the adjudicator after 3 weeks to see if they had received a response.

I was told that QuickQuid didn't agree so it would have to be referred to an Ombudsman.

Does anyone know how long this can take and how often the ombudsman disagrees with the adjudicator please?

 

Many thanks C

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No idea, how longs a piece of string!

 

Ombudsman usually side with the corrupt financial industry, so to get the FOS to uphold you complaint is a bonus!

 

How much are these crooks demanding?

 

And what's the story?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I've not owed them anything for a long time after eventually paying off in 2012.

I was one of those who got caught up in the payday loan cycle but am happy to say I I am payday loan free now.

 

 

Constant rollovers and reloaning on the same day as paying back,

borrowing from 8 lenders at the same time just to meet the interest payments.

 

 

I was never asked about outgoings etc.

 

 

I have been successful with most other lenders so will wait it out.

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