Jump to content


  • Tweets

  • Posts

    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2687 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi i just filled in a budget assessment form on NDL website and i have uploaded them to here for advice on whether i should engage in applying for a DRO or go some down some other route?

 

for the ccj i pay i agreed to pay £50 pcm via the court

but now i am receiving weekly letters regarding other debts.

seems like lowell have attempted to purchase my wallet!

bdget1.jpg

bdget2.jpg

Link to post
Share on other sites

What debts do you have, how much.

Do you have a thread on them?

Have you checked them all for enforceability?

Have you reclaimed any charges/PPI etc?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

they are catalogue and

mobiile phone debts also

a provident debt and

i think a payday loan debt.

 

 

i dont have a thread on them .

the debts are not beyond the 6 year period if that is what you mean .

 

 

i had 3 letters arrive today 1 from lowell offering me a 75% discount on £199! (jd williams)

1 from restons with an income/expenditure sheet saying i have rtill 30/11/2016 to contact them could result in further action which may include county court claim (£467) on behalf of capquest for a very account.

 

 

also 1 from santander saying they have passed my current account debt onto wescot. (£345)

Link to post
Share on other sites

75% discount should tell you everything.

"We wouldnt stand a chance in court Mr Meldrew so please at least give us a little bit of your money so we can have a good old knees up at xmas"

 

Seriously tho, you should send CCA requests for each and every account, save for the lowell ccj. All will have separate account/ref numbers so easy to separate them out. There are templates in our library to help and dont forget the £1 postal order for each one.

 

Now, the lowell ccj, whats that one all about? Was it a similar tyoe of debt, could it have been defended, was it a rubberstamped default judgement because you ignored the claim form?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

hahaha yes whilst they dance around to "money money money it's a rich mans world!"

 

where will i find the account numbers ,

on clearscore,

they are starred out at the beginning.

 

 

i have have had letters before but just ignored them

but when 3 arrived today it peaked my interest in nosing through my credit file.

especially as one debt is now with the bank.

 

the ccj is from a debt with littlewoods and i'm not sure if it could have been defended as i am not well up on the procedures for defending debt or alleged debt.

 

 

at the time i thought "we" had no knowledge of the ccj being issued but i have recently discovered my partner likes to bin DCA letters!

so yes it was passed without defence.

i cannot say whether the forms ever arrived here or didn't.

 

i contacted the court and and filed 2 forms and the court accepted an offer of £50 per month to pay the ccj.

lowells wanted something like 200! but i'm actually paying b w legal for this ccj .

everything is so tangled up with debt recovery that i can't figure out what is owed to who and why ! on my clear score file.

 

why can't it just say Mr Meldrew purchased a sweeping brush from littlewoods for £250 (rrp £1.99) and defaulted 3 months later and the account (debt) was sold for £6 to lowells portfolio (instead of some starred out reference number)

oh and perhaps a visual signed credit agreement could be added

Link to post
Share on other sites

Each of the dca letters will have a reference number which relates to that specific account,

If you dont have the account or reference numbers,

ring the original creditors and ask them for them.

 

When was the ccj registered?

That info is on clearscore

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

the CCJ is bogus too.

They filed on another address,

you fell for it,

contacted the court

and they said they wanted more per month because they wanted payment before they were rumbled.

And you still gave them cash.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

17th april 2014.

 

i ll find the numbers and then send them letters like you suggest.

 

one of the mobile phone debts i know is because i ordered two contract phones and the company cancelled one of the contracts but still sent me the handset!

Link to post
Share on other sites

So basically the CCJ is bogus too. They filed on another address, you fell for it, contacted the court and they said they wanted more per month because they wanted payment before they were rumbled. And you still gave them cash.

 

i can't be sure the ccj is bogus because the county court bailiffs had the correct address.

it was only when i had bailiffs contact me though that i knew about the ccj.

 

 

whether i owed as much as i am now said to owe i have no idea.

Link to post
Share on other sites

should of set the CCJ aside

 

looks like you are being HAD at are going to be had on all you debts if you go down the DRO route.

 

time for a few CCA request s

 

as for the mobile debt

I doubt you owe that either.

 

please don't sign your life away on a DRO

stand up to the fleecers

and TAKE CONTROL.

 

they the NDL thank you very much..but no thank you.

 

get an sar running to JD Williams

 

get a SAR running to Shop Direct.

 

make a thread for the CCJ

and tell us the story there please

 

sadly just like every debt management provider

they never ever check the enforceability of the debts

or that the full balance IS really true.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

sorry i haven't been able to bring myself to do the things you have recommended i do.

fearful that i may end up having to repay all these debts at once as a consequence they all take me to court.

 

today received a county court claim form for 467£ from capquest (shop direct).

not sure what you mean by a signing my life away with a DRO..

 

st the moment i seem to be drowning in a puddle of debt .

more out goings than incoming with these companies chasing me for money i just don't have.

 

to top it off i'd actually be worse off employed .

these companies would likely go to take money out of my wage and i'd pay council tax + full rent.

who would think £976 a month would be better for a family of four than being in work!

 

these companies should not be allowed to lend thousands to people whose disposable income means it will take them 10+ years to repay what they owe!

 

it is brilliant when they say "yes" until the bills start coming in and you actually can't afford them

 

do they means test..

do they hell..

they ask whats the source of your income and how much

.. heres £500 credit. thanks

 

shop direct.(littlewoods, k&co , very, isme and every other one of you!) :D

Link to post
Share on other sites

ok well we can deal with all of it but your priority now is this claimform you have.

 

 

can you start a new thread

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

not in the least

you rant me ole fruit

 

its better you do that than do something stupoid like paying these fleecers.

 

get the claimform thread running first and then well deal with your other debts

 

when you get 5 mins wack off a CCA request to each one like you are doing for the court claim in a bit when we have that Q&A up

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they are all mostly free now

 

 

not all creditors use all the three sites

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Experian can now be accessed for free but it really only has your credit score, no account info as yet but may become better in the future as the others seem to include this

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

Experian can now be accessed for free but it really only has your credit score, no account info as yet but may become better in the future as the others seem to include this

 

i used checkmyfile which seems a lot more informative than clearscore. i guess paid sites need to have more detailed info to compete with free sites but i would think as the free ones become more detailed , the paid ones will either become free or obsolete.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...