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old LLoyds 2008 ccj bought by Link


vetse
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Debt originally stemmed from a Tsb visa card and a Scottish widows master card which I asked if the limits added together and just have one credit card.

 

No original court paperwork but do have card number

 

Is the following statement why they are just happy to accept a small payment.

 

If they legally / absolutely assign the debt then Asset Link take the place of the original creditor in the contract, the debt to LLoyds has transferred and is now owing to Asset.

 

However, the CCJ is a different thing

- the order to pay remains to Lloyds

- but you an't pay Lloyds as they've assigned the debt

- and the new owner CANNOT take you to Court again for the same debt,

 

they can chase it but can't start proceedings

- the only thing they can do is transfer the CCJ into their name.

 

If they do try to transfer you can object to this and challenge their legal right to transfer the Judgement into their name?

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keep paying for now

 

get an sar running to Lloyds.

 

no you cant object

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

got the sar back yet?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 1 month later...

ring and ask

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...

who are 'they'?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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