I have received a letter today from MMF, which states the following:

Dear (me)

Outstanding Balance £xxxx

As you now have more than one account with us you have been allocated a new customer number which you should use in all future correspondence with us for all your accounts. This will remain as your reference for all dealings with MMF giving us, and you, a single customer view of your MMF accounts. You will find the breakdown of your accounts enclosed. (it's four payday loans)

To remind you, we will not ask you to pay more than you can afford, we will remain flexible and only set a repayment plan that is in line with your financial circumstances.

4 steps to an easy repayment plan:

1. Work out how much you can afford

2. Think about the frequency of your paymentns and your preferred method of payment from the options on the back of the letter

3. Contact us on 0113 887 6876 to speak to one of our experienced agents to set your payment plan or

4. Complete the enclosed payment mandate form then return to [email protected] along with you completed income and expenditure form (it isn't enclosed) or alternatively return them in the enclsosed envelpoe (nor is this)

You may even be eligible for a discount to assist in clearing these accounts sooner and still be able to spread the repayments.

If you are experiencing financial difficulties don't let this stop you, as we have a specialist team equipped to understand and deal with your circumastances.

Please note we have highlighted (they haven't) that one of your accounts has exceeded the Statute of Limitations period which mean the period for court action has lapsed however this account still remains payable.

Please could you advise what I do now? None of the four payday loans is on any of my credit files, and they are all, to my knowledge, from at least five years ago. The last dealing I had with MMF was a spate of aggressive and threatening texts and calls to my mobile telling me they were turning up at my workplace TODAY if I didn't pay them - they didn't, of course, and I now have a new phone that means I can block numbers so this is the first I've heard in at least two years.

Ignore? Or send some kind of response?

Thank you in advance!

moved you to the MMF forum

lots to red here

but to save you the time

remember MT collect and the debacle you had wit them...

..these are basically [urh that word!!] the same MOas them.

if you read a few threads here

you'll soon see you totally ignore them.

nothing they can do to you

simply willy waving.

dx

OK, thanks. I'll ignore for now.