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Arrows/Shoos claimform - old M+S Credit Card debt


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Reply to what?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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We havent said reply

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It only requires a reply if you wish to withdraw your defence and propose settlement.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Well yes unless you do wish to propose a settlement ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Is that my only choice?!

 

Is it going to be a gamble?!

 

I don't particularly want to get loaded with their costs too......

 

There has been no Notice of Assignment sent

Edited by dx100uk
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Doubt you will get loaded with costs....its small claim track...fixed costs.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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  • 4 months later...

Sit tight and wait for their application to lift the stay...the court will inform you if they make application.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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seems to be alot of these begging letters going out trying frighten mugs into coughing up..

we must of hit them hard this year and their xmas free drinkies money must have dried up considerably ...:lol:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thank you. To put my mind at rest, they did include an Income & Expenditure form to fill in. If all our income is benefits, are they allowed to force me into a payment plan on that basis?

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so they won the case then?

no IGNORE go enjoy xmas

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

They're trying to scare you. If you've requested a copy of the DN and they've not provided it by now then it suggests they haven't got anything. It sticks out like a sore thumb that they're trying to blah it without the crucial ace in the pack - the DN.

 

I'd say they'll not be lifting the stay any time soon - and even if they did, it's probably just a case of trying to pressure you even more in the hope that you break.

 

As DX says, take your mind off it and enjoy Christmas. They sure as hell won't be thinking about you when enjoying theirs.

 

Sham

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  • 1 month later...

Today I have received a copy of their application for summary Judgment which has been filed with the County Court Business Centre.

 

They are asking that I consider my position and confirm if I am willing to consent to their client's application. Contact them by no later than 7 February to confirm my position in response to their application.

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with an n244?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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circumstance don't matter its who has sent it.

we've seen several that never were sent to the court at all..trying to mug people by making themselves wet themselves in panic.

 

infact I see andy has already answered this before in post 71.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Today I have received from the County Court Business Centre a Notice of Transfer of Proceedings to County Court at Bristol.

 

I have received 3 or 4 200-page photocopied 'packs' now of all my statements etc but still a blank DN. Also, on looking, my last £1 token payment of a 2-year agreement directly with M&S was made in May 2011. Since the pond **** took over, I have had no dealings whatsoever.

 

Was also looking at Shoos letter of October 2016 responding to my request for CPR31.14, and they state QUOTE Our client as been assigned this debt pursuant to the Law of Property Act 1925. You are not a party to the agreement they have the seller, MBNA Europe Bank Limited, and are not entitled to a copy of the Deed of Assignment. If you believe you have the right to see this, please cite your authority. UNQUOTE

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you never asked for the deed did you?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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