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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Aqua no letter before registering default.


brown owl
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Hi,

 

I have just received a letter from AQUA re a default they registered without sending a letter first.

 

' We are required to notify you before we register a default.

However we have not sent this information and we want to make sure you are aware that this has taken place.

If you believe that you have suffered any detriment as a result of us not telling you before we registered the default

, please let us know.

 

We also believe that we have not sent you a default notice when required.

Please read the enclosed default notice carefully as it provides you with information about why you have received it

and the impact on your credit agreement, and your credit file.

 

Please accept our apologies for failing to tell you before we registered a default

and failing to provide you with the relevant notice as required.'

 

The default is registered with Lowell on Noodle.

Is it legal for them to do this without issuing a Default letter first please?

Also never had any statements etc from Aqua.

 

I also have another one registered for Lowell on the same date (sept. 2016)

which I think is for a county courti Claim that was stayed as they did not reply to my defence

-can this be removed from my file?

 

Help appreciated as always.

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bottom line is if you'd got the default notice giving you 14days+ to remedy the error

could you have paid it?

 

 

as for the Claim one

the case is stayed, but that's no reason for a default removal.

 

 

p'haps start a separate thread on that one

as theres more questions need answering.

 

 

is the AQUA card an old Halifax one or a newer one issued by Newday ltd?

 

 

more history please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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