Hi sent my subject access request away on the 20th october, they state i owe them 1029.56 though my limit is £1700 they still demand payment of £600 each month. They have deducted the £10 for the sub request on 3rd november, still awaiting statments for the past 6 years.

Checked other forums should i estimate what the charges they have applied over the years and sent the prelim letter. I only have my most recent statements todate

Please help

Willy your S.A.R. should have given the bank 40 days to send you all the information. That time scale has not passed yet so you must wait and then progress to the next stage.

Good luck.

Still not received the statements. Here is the next letter i will send on the 14th dec

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

Dear Sir/Madam

Account: ******************

You have failed to comply with my Data Protection Act Subject Access Request dated 20TH October 2006, I know you received it as you have deducted from my account the sum of £10 for my request on the 3rd of November, You had 40 days in which to comply this has now come and passed on the 12 December 2006, I have attached the copy of the letter I originally sent you.

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice. This letter has been sent by first class recorded delivery, and therefore should have reached you by 15/12/2006

Yours faithfully,

W

Anything else i should be doing in the meantime, If they dont respond as i live in scotland i shall pursue in the scottish courts, i know i may need to submit 2 claims as you can only pursue for £750 in scotland. How do i calculate the charges without the actual statments.

Wil be careful with your personal data !

Received a letter from HBOS dated 27th dec from

10 carlton street

halifax

HX1 2AL

Dear Madam

Data Subject access request

I would confirm that we have received your requesr for information in relation to the transactions and charges.Under the Data Protection Ace, HBOS has 40 days from receipt of your request to provide the required information. I would be therefore advise you that you will receive a response no later than 2nd February 2007

Your Sincerely

Data Subject Acess Request Team

On Same day receved another letter dated 3rd January 2007 from

Trinity road

Halifax

HX1 2RG

Dear Madam

Completetion of Request for a list of transactions and charges for your ac no XXXX XXXX XXXX XXXX.

Thank you for letter requesting specifice information on your account with us. I can conconfirm that copies of duplicate statements have been ordered and will be sent under seperate cover.

With regard to your request for information relating to manual intervention on your account, HBOS plc in under no statutory obligation to record this information and therefore, i am unable to assist further with your request.

Should you have any general queries, please contact 24 hour banking on 08457 20 30 40.

Details of how we use your data can be found on ithe interner under the Security and Privacy sections Halifax Online - UK Banks, Finance, Telephone & Internet Banking or http://www.bankofscotland.co.cuk. if you would like a copy of the registered Data Protection Notification details, this can be found at ICO – Information Commissioner's Office. Alternatively, please let me know if you would like me to forward a copy of either to you.

Yours faithfully

Ken Patton

Data Protection Consultant

Business Risk - Retail.

Do i wait for unwil the 2nd of feb for statements, having no statements as yet, LBA letter seems to have made them take notice for them to send me statements, anything else i should do in the meantime

i have had the same slow response from bos ,i was told 2nd of jan now a further 40 days ,just sent the lba yesterday ,dont wait do it they are stalling ,lloyds tsb are doing the same ,i have sent both lba letters yesterday,response already in post today from ltsb ,they will give me nothing ,called them and that is their last contact ,going to raise small claims tomorrow

Been told today that 40 day is actually 8 weeks plus additional days for holidays - now thats timewasting.

i am not waiting ,as told on these forums they have to respond to the 14 day limit ,if i dont receive a full refund i will go through an ordinary action (scottish)i am not afraid ,yes an ordinary action will involve a solicitor but will the bank defend,NO ,IF THEY DO I CAN ALWAYS SELL MY STORY IF DEFEATED