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Link and old barclaycard account 1 of 2.


mystic_bertie
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i got my letter sent off to the FOS. Do they usually take several weeks to reply to the request for removing the default?

 

Depends when you sent it?

  • Thanks 1

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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The default i mentioned is on my Noodle (call credit) report.

It is also on my Clearscore (equifax) report.

This default was updated on 8th Aug this year.

 

I got a new Experian report and the default is not there, its a bang up to date report.

So maybe my mortgage broker can find a lender that only uses Experian.

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  • 3 weeks later...

It was 3 weeks ago since i sent my letter to FOS.

I have not heard anything back from them yet.

 

I checked my Clearscore report dated yesterday, the LINK account is now showing under closed accounts, it has not improved my credit score though.

Does it sound like the FOS have marked this account as closed?

I dont see anything mentioning a default.

 

It was not showing on Experian, the default is still showing on my Noodle report dated 29 Sept.

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FOS wont do anything with your credit file

they'll write too

if they do decide things

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Stop talking on the phone!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Stop talking on the phone!!

 

DITTO!!!!!!!!!!!!!!!!!!!!!

 

Quite why people entertain these clowns over the phone is beyond me.

  • Thanks 1

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 2 years later...

i'm still not happy that BC did not default the debt before or at the time you entered the DAS

you could complain to them but you'll need to sar them 1st

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you should have sent BC and sar 2yrs ago.

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

how did you know they did to put it in a 'spreadsheet?

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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brill so you should be able to match that up with the comms log in the SAR then

 

but as it's not showing, it cant comeback

but you could hit link with a compo claim if you felt vindictive.....

 

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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