bog standard response once you sent Defense off - not an agreement do not look and see what is not there, await next court instructions == they indicate without you knowing no paperwork at this stage.

but remember for future reference CPR 31.14 request sign as you are in the court system!

A veiled attempt to try to renege on their duties to comply with your CPR/CCA requests...as stated its a standard template response.

Andy

Just spoke to the court and they say my defence was filed on the 8/9/16 and thats when the clock starts with regards to 28 days. SO 18/10/16 should be 28 days? I've counted business days.

Cal days

A quick head count says 6 oct 2016 is 28 days from 8/9/2016 so should have been by then

This means the court wont be proceeding with the CCJ?

Not necessarily. The claim is just paused (stayed) and the Claimant will have to pay a fee to unstay it.

This means the court wont be proceeding with the CCJ?

the court doesn't proceed

its down to the claimant.

go re read post 18 and understand why

So this could potentially restart at any time.

How do I make a donation to the CAG?

So this could potentially restart at any time.

 

How do I make a donation to the CAG?

https://www.paypal.com/uk/cgi-bin/webscr?cmd=_flow&SESSION=QhHz7--zNvVuDe-aR0as8c1uCNVlcIR2hMbkQ8fIxhPwn4Xmv8zhzW50tr0&dispatch=5885d80a13c0db1f8e263663d3faee8d333dc9aadeed3fe0b5b299d55fd35542

click the red link below to donate

Thank you all for your help in this matter.

I understand that I am not home free, yet but you folks have given more information than I could ever hope to find anywhere else!

I have a multitude of debt problems but it encourages me to deal with all of them since I know the CAG forum exists to guide people like me who are just starting out on handling debts.

The link contains a unique session ID code that's generated by Paypal for that particular visit to the URL. It's useless if copied to or opened in another browser.

After reading through similar threads on here, I am beginning to worry that Restons will restart this just before it crosses the statute barred stage.

Is it worth speaking with them about making regular payments toward this?

I suspect they will file a claim just before in order restart activity on this debt, at worst, and of course to have judgement entered against me.

I've read at least two accounts of others on here who have pursued this to the end, only for the judge to decide in Reston's favour!

no!!

sit on your hands

The issuance of a claimform stops the SB Clock

Logged in to my credit report account on NODDLE, and this debt has disappeared.

What's happening??

Its reached it 6th anniversary and fell off......possibly ?

Probably.

Another CCJ has dropped off, too.

And, my credit score has increased, slightly.

I think this calls for a donation to CAG forums!

Thank you for all your guidance and replies, folks. (Can't find the beer smiley..)

(Didn't want to start a new thread for this since it's related to HSBC)

I would like to start an account with HSBC in order to avail of their savings offers. Is this a bad idea in light of the fact that I have a history of debt with them? The debts have been sold on to other companies, but can HSBC refuse to open an account for me because of my history with them?

Possibly...plenty of other Banks and savings accounts unconnected.

3 hours ago, Andyorch said:

Possibly...plenty of other Banks and savings accounts unconnected.

Are you saying it's best to avoid HSBC?

Well you relationship with them was not a bed of roses   they may refuse to do any further business with you...why HSBC in particular ?

They seem to have a good current account plus savings on the first direct branch