Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21
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    Default Re: backdoor HPH2 CCJ for Tesco loan - ive been paying but now a new form?

    urm that's odd
    how did they claim £1400! interest

    when did you take this Tesco loan out?
    why did Tesco sell it on..urm..

    something smells here...

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  2. #22
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    Default Re: Robinson Way Claim Form...old tesco loan

    old and new threads merged
    so you did know a bout it
    and you filed the N9.

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  3. #23
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    Default Re: Robinson Way Claim Form...old tesco loan

    It threw me because I didn't notice the date and couldn't remember anything to do with Hoist, I pay Robinson Way.

    I did file the N9 and then received the variation last year which I have paid since. The loan was taken out about 12 years ago I think and was paid up until 4 years ago. Was sold on about 2 years ago I think.


  4. #24
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    Default Re: Robinson Way Claim Form...old tesco loan

    have you all the statements?
    I'm a bit puzzled on how the interest claimed in so high?

    when did you stop paying Tesco's do you remember?
    dx

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  5. #25
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    Default Re: Robinson Way Claim Form...old tesco loan

    It must be about 5-6 years ago I stopped paying the regular amount.
    I then went on to dmpicon and then stopped altogether.
    I dont have statements.


  6. #26
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    Default Re: Robinson Way Claim Form...old tesco loan

    yea just looked at that old thread of your mass debts
    the int is correct too
    wonder why they took it off then put it back on strange..

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  7. #27
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    Default

    Thanks DX.

    Can they go against the variation order set?

    I have not had any trouble for over a year, its been great paying my £270 and no hassle.


  8. #28
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    Default Re: Robinson Way Claim Form...old tesco loan

    those 2 letters In post 10
    are they the same claim number as the old claim?

    dx

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  9. #29
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    Default Re: Robinson Way Claim Form...old tesco loan

    Yep all the same claim number.


  10. #30
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    Default

    looking at your payment statement - I think its because you've not kept to a strict 1 month payment routine?

    so I think you need to ring northants bulkicon and tell them you did not receive the last letter till [date]
    which caused you to miss the chance to reply.

    N245 time me thinks
    get it varied back to £35PCM and keep upto date

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  11. #31
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    Default Re: Robinson Way Claim Form...old tesco loan

    Your variation is still in place...thats just an amendmenticon to the original judgment...check that all your payments have been received and the balance adjusted accordingly.

    Andy

    We could do with some help from you

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  12. #32
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    Default Re: Robinson Way Claim Form...old tesco loan

    Its been a really tough year to keep on top of everything as we are earning less so been late a couple times. It is up to date though.

    So I can still carry on paying the £35 ok?


  13. #33
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    Default Re: Robinson Way Claim Form...old tesco loan

    Yes

    We could do with some help from you

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  14. #34
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    Default Re: Robinson Way Claim Form...old tesco loan

    Thanks Andy, thats a weight off my mind. Whats caused this to happen?


  15. #35
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    Default Re: Robinson Way Claim Form...old tesco loan

    Its just a change to the original Judgment back dated because of an error with the interest I assume...you variation still stands.

    We could do with some help from you

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  16. #36
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    Default Re: Robinson Way Claim Form...old tesco loan

    it seems so.

    the amount of reduction equates exactly to the prior interest,
    reverting it back to the default sum + court costs.

    maybe, with the award of such interest being discretionary, the J decided to revisit?
    plus, as a regulated matter there cant be any post judgment stat interest (the 'future interest' mentioned on the POCicon?)

    therefore all the payments should be going to the revised sum, and not the original judgment amount.

    keep an eye on that, don't pay more than the new amount.

    unless there is something else to it?

    IMO

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  17. #37
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    Default Re: Robinson Way Claim Form...old tesco loan

    Looks like they are going to the revised sum. There isn’t anything else to it as far as I am aware apart from not being on time with the £35 a couple of times but the new judgement doesn’t seem to relate to that.


  18. #38
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    Default Re: Robinson Way Claim Form...old tesco loan

    Its not a new Judgment...its a revised judgment

    We could do with some help from you

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