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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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rbs - charge details query


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Hi

 

I've only just registered but have been reading alot about claiming back charges! I am keen to get started and am preparing my letter requesting details on charges. However I read somewhere that the law in Scotland is different and instead of 6 years you can only claim 5 - I am with royal bank of scotland (although living in northern ireland) I was resident in scotland when I opened the account - does anyone know if this is true - as it is a scottish bank can I only request 5 years worth of info under data protection? Or does anyone know if the law is the same for Northern Ireland?

 

Also although I have been with the same bank, my account has changed from a student account to a graduate account to a normal current account - do I have to request info on all these separately or should the bank have records for all these under my present acount?

 

Sorry, lots of questions I know but any help gratefully appreciated!

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Hi - not sure about the Scotland thing I'm afraid but I do know that as long as your account has kept the same number then it doesn't matter what type it has been (mine is the same). Only thing it MAY affect is if you are working out overdraft limits for the calculation of charged interest etc.

 

Good luck!

7-11-06 Requested statements from bank

11-11-06 Statements received

3-2-07 Finally send letter demanding repayment of £1,993.81

8-2-07 received first bog off letter - 'sorry to hear you are dissatisfied - passing you to customer services...'

21-3-07 letter ofering full refund of charges (£1037) less the contractual interest. As have NOT filed to court yet, am accepting payment of charges.

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Hi

 

Thanks, thats good to know although am a bit nrevous about trying to work out interest etc, still one thing at a time!

 

Done a bit more research and have realised the limit in NI for small claims is 2000 not 5000 - I think my charges are likely to total more than 2000 so looks like I will need to do one claim at a time.

 

I've also found out that under data protection it's 6 years for Northern Ireland too so now I suppose it depends if I can only get 5 years as I opened the original account when living in Scotland or if I can get 6 as I will be going through n i system - will jsut ask them for 6 I think and see what they say!

 

thanks for your help

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It's complicated, isn't it?!

 

I am only at the beginning myself. I have added up the charges but have no idea what I'm doing with the interest. I have had LOADS charged in interest but haven't quite figured out how to work out which bits of interest are because of the charges and which bits I would have been charged any way.

 

As far as I can see I will need some more info for this - namely finding out what my agreed overdraft was at any point - it has varied lots and many times. Will have to call them and see if this is info they have to hand. There are still charges in that which I may not be able to claim as well as I have no idea what they are for!

 

Good luck with yours - I'll keep an eye out to see how you are getting on!

7-11-06 Requested statements from bank

11-11-06 Statements received

3-2-07 Finally send letter demanding repayment of £1,993.81

8-2-07 received first bog off letter - 'sorry to hear you are dissatisfied - passing you to customer services...'

21-3-07 letter ofering full refund of charges (£1037) less the contractual interest. As have NOT filed to court yet, am accepting payment of charges.

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